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LEGE Nr

LEGE   Nr. 250 din 30 decembrie 1998

pentru modificarea si completarea Legii nr. 66/1996 privind reorganizarea Casei de Economii si Consemnatiuni din Romania in societate bancara pe actiuni

ACT EMIS DE: PARLAMENT

ACT PUBLICAT IN: MONITORUL OFICIAL  NR. 516 din 30 decembrie 1998


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    Parlamentul Romaniei adopta prezenta lege.

    Art. 1
    Legea nr. 66/1996 privind reorganizarea Casei de Economii si Consemnatiuni din Romania in societate bancara pe actiuni, publicata in Monitorul Oficial al Romaniei, Partea I, nr. 140 din 5 iulie 1996, cu modificarile ulterioare, se modifica si se completeaza dupa cum urmeaza:
    1. Articolul 1 va avea urmatorul cuprins:
    "Art. 1
    (1) Casa de Economii si Consemnatiuni, denumita prescurtat C.E.C., persoana juridica romana de drept privat, se reorganizeaza in societate bancara pe actiuni, cu actionar unic statul roman.
    (2) Sediul central al Casei de Economii si Consemnatiuni este in municipiul Bucuresti, Calea Victoriei nr. 13.
    (3) Durata de functionare a Casei de Economii si Consemnatiuni este nelimitata.
    (4) Capitalul social al Casei de Economii si Consemnatiuni este de 220.000 milioane lei. Modificarea capitalului social se face potrivit legii.
    (5) Casa de Economii si Consemnatiuni poate infiinta, ca unitati subordonate, sucursale si agentii proprii sau mandatare, fara personalitate juridica, in tara si in strainatate."
    2. Articolul 2 va avea urmatorul cuprins:
    "Art. 2
    (1) Casa de Economii si Consemnatiuni efectueaza, in limita autorizatiei acordate de Banca Nationala a Romaniei, urmatoarele activitati:
    a) atrage, pastreaza si fructifica economiile banesti ale populatiei, disponibilitatile banesti ale persoanelor juridice, deschide conturi, efectueaza plati, schimb valutar si primeste sume spre consemnare;
    b) acorda credite persoanelor fizice pentru cumpararea, construirea, modernizarea, consolidarea sau repararea locuintelor proprietate personala si pentru cumpararea de bunuri de folosinta indelungata;
    c) acorda credite agentilor economici mici si mijlocii.
    Creditele se acorda pe baza de garantii intr-un volum total ce nu poate depasi 20% din activele Casei de Economii si Consemnatiuni, cu conditia ca sursele de creditare sa nu provina din depunerile la vedere ale populatiei;
    d) acorda credite statului si administratiei publice centrale si locale;
    e) efectueaza investitii in valori mobiliare emise de administratia publica centrala si locala;
    f) efectueaza plasamente pe piata interbancara;
    g) negociaza participatii de capital la societati comerciale si/sau financiare, stabilite de Consiliul de administratie al Casei de Economii si Consemnatiuni. Volumul total al participatiilor nu poate depasi nivelul fondurilor proprii ale Casei de Economii si Consemnatiuni.
    (2) Casa de Economii si Consemnatiuni poate acorda imprumuturi intreprinderilor mici si mijlocii si alte categorii de imprumuturi, in numele si in contul statului, din surse puse la dispozitie, precum si din alte surse care vor fi evidentiate in mod distinct."
    3. Dupa articolul 2 se introduce articolul 2^1 cu urmatorul cuprins:
    "Art. 2^1
    Cerintele impuse de dezvoltarea unei politici prudentiale specifice cu privire la garantarea imprumuturilor acordate populatiei, intreprinderilor mici si mijlocii, precum si a altor imprumuturi se stabilesc de catre Consiliul de administratie al Casei de Economii si Consemnatiuni, in conformitate cu reglementarile prudentiale cuprinse in legea bancara si in normele Bancii Nationale a Romaniei emise in aplicarea acestei legi."
    4. Articolul 3 va avea urmatorul cuprins:
    "Art. 3
    (1) Sumele depuse de persoanele fizice la Casa de Economii si Consemnatiuni pe instrumente de economisire, precum si dobanzile si castigurile cuvenite pentru acestea sunt garantate de stat. Acestea se restituie la cererea titularilor sau a reprezentantilor legali ai acestora. Drepturile de creanta asupra sumelor depuse, a dobanzilor si castigurilor sunt imprescriptibile.
    (2) Pentru operatiunile efectuate Casa de Economii si Consemnatiuni percepe taxe sau comisioane, in conditiile stabilite de consiliul de administratie."
    5. Dupa articolul 3 se introduce articolul 3^1 cu urmatorul cuprins:
    "Art. 3^1
    In activitatea sa Casa de Economii si Consemnatiuni se supune reglementarilor cuprinse in legea bancara, precum si celor emise de Banca Nationala a Romaniei in aplicarea politicii monetare, de credit, valutare, de plati, de asigurare a prudentei bancare si este subiect al supravegherii prudentiale a Bancii Nationale a Romaniei."
    6. Articolul 4 va avea urmatorul cuprins:
    "Art. 4
    (1) Operatiunile efectuate de Casa de Economii si Consemnatiuni, numele depunatorilor si al titularilor depunerilor, sumele depuse si orice alte date in legatura cu operatiunile efectuate pe numele acestora sunt confidentiale.
    (2) Date informative privind numele titularilor, depunatorilor, sumele depuse si operatiunile efectuate pe numele persoanelor fizice si juridice se dau numai titularilor sau reprezentantilor legali, iar in cauzele penale in care s-a pus in miscare actiunea penala impotriva titularului, la cererea scrisa a procurorului sau a instantei judecatoresti.
    (3) Masurile de indisponibilizare si de executare a sumelor depuse se vor lua in conditiile legii."
    7. Dupa articolul 4 se introduce articolul 4^1 cu urmatorul cuprins:
    "Art. 4^1
    Contractele de credit incheiate de Casa de Economii si Consemnatiuni, in calitate de creditor, sunt titluri executorii."
    8. La articolul 5 se introduce litera c) cu urmatorul cuprins:
    "c) actiunile judiciare sau arbitrale, precum si orice alte acte in legatura cu activitatea Casei de Economii si Consemnatiuni."
    9. Articolul 7 va avea urmatorul cuprins:
    "Art. 7
    (1) Casa de Economii si Consemnatiuni este condusa de un consiliu de administratie, format din 11 membri numiti pe o perioada de 4 ani.
    (2) Conducerea executiva a Casei de Economii si Consemnatiuni este asigurata de un presedinte si 3 vicepresedinti, numiti de primul-ministru, in conditiile prevazute de legislatia bancara.
    (3) Presedintele si vicepresedintii fac parte de drept din consiliul de administratie. Ceilalti 7 membri ai consiliului de administratie sunt numiti de ministrul finantelor.
    (4) Presedintele Casei de Economii si Consemnatiuni indeplineste si functia de presedinte al consiliului de administratie."
    Art. 2
    Legea nr. 66/1996, cu modificarile ulterioare si cu cele aduse prin prezenta lege, se republica in Monitorul Oficial al Romaniei, Partea I, dandu-se articolelor si alineatelor o noua numerotare.

    Aceasta lege a fost adoptata de Senat in sedinta din 3 noiembrie 1998, cu respectarea prevederilor art. 74 alin. (2) din Constitutia Romaniei.

                       p. PRESEDINTELE SENATUI,
                           ULM NICOLAE SPINEANU

    Aceasta lege a fost adoptata de Camera Deputatilor in sedinta din 25 noiembrie 1998, cu respectarea prevederilor art. 74 alin. (2) din Constitutia Romaniei.

                  p. PRESEDINTELE CAMEREI DEPUTATILOR,
                          ANDREI IOAN CHILIMAN



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COMENTARII la Legea 250/1998

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    HOW TO GET YOUR EX LOVER BACK & HOW I GOT MY EX LOVER BACK MY TRUE LIFE STORY HOW I GOT MY EX LOVER BACK.I  want to thank Dr Omokpo for saving my marriage. My husband  treated me badly and left home for almost 3 month this got me sick and confused. Then I told my friend about how my husband has changed towards me. Then he told me to contact: dromokpo@gmail.com that he will help me bring my husband back to being a good man.Then I gave him a try. after 3 days of casting the spell my husband came back home and i forgive him and today we are living in joy and happiness If you are going through any relationship stress or  broken marriage situation  and you want your Ex lover,  Ex boyfriend, Ex girlfriend or Divorced husband or wife you can reach him via: dromokpo@gmail.com 
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