NORME
Nr. 2 din 21 februarie 2003
privind determinarea si raportarea ratelor medii ale dobanzilor practicate in
sistemul bancar
ACT EMIS DE: BANCA NATIONALA A ROMANIEI
PUBLICATE IN: MONITORUL OFICIAL NR. 160 din 13 martie 2003
Avand in vedere prevederile art. 38 alin. 1 si ale art. 58 alin. 2 din
Legea bancara nr. 58/1998, ale art. 50 si 51 alin. (1) din Legea nr. 101/1998
privind Statutul Bancii Nationale a Romaniei, precum si ale art. 3 alin. 2,
art. 105 lit. g) si ale art. 285 din Ordonanta de urgenta a Guvernului nr.
97/2000 privind organizatiile cooperatiste de credit, aprobata si modificata
prin Legea nr. 200/2002,
Banca Nationala a Romaniei emite prezentele norme.
CAP. 1
Dispozitii generale
Art. 1
Prezentele norme reglementeaza metodologia de determinare si raportare a
ratelor medii ale dobanzii active curente si ale dobanzii pasive si a ratelor
medii ale dobanzii aferente creditelor noi si ale dobanzii aferente depozitelor
noi si se aplica bancilor, persoane juridice romane, sucursalelor din Romania
ale bancilor persoane juridice straine, denumite in continuare banci, si
caselor centrale ale cooperativelor de credit.
Art. 2
In sensul prezentelor norme, termenii de mai jos au urmatoarea
semnificatie:
a) dobanda activa curenta - valoarea dobanzilor aferente activelor
bilantiere curente purtatoare de dobanda, calculata pentru luna pentru care se
intocmeste raportarea si inregistrata, de regula, in conturile de creante
atasate si in conturile de venituri inregistrate in avans;
b) dobanda pasiva - valoarea dobanzilor aferente obligatiilor bilantiere
purtatoare de dobanda, calculata pentru luna pentru care se intocmeste
raportarea si inregistrata in conturile de datorii atasate si in conturile de
cheltuieli inregistrate in avans;
c) active/obligatii bilantiere aferente sectorului guvernamental -
totalitatea creantelor/obligatiilor bancii sau ale casei centrale fata de
administratia publica centrala si locala;
d) credite noi - creditele acordate de banca sau de casa centrala in cursul
lunii pentru care se intocmeste raportarea, inclusiv cele rezultate din
operatiunile de pensiune si de achizitionare a creantelor comerciale realizate
in cursul lunii pentru care se intocmeste raportarea;
e) depozite noi - depozitele atrase de banca sau de casa centrala in cursul
lunii pentru care se intocmeste raportarea, inclusiv depozitele constituite de
clientela in cursul lunii pentru care se intocmeste raportarea, pe baza
certificatelor de depozit, carnetelor si libretelor de economii;
f) dobanda aferenta creditelor noi - valoarea dobanzilor aferente
creditelor noi, calculata pentru luna pentru care se intocmeste raportarea si
inregistrata, de regula, in conturile de creante atasate si in conturile de
venituri inregistrate in avans;
g) dobanda aferenta depozitelor noi - valoarea dobanzilor aferente
depozitelor noi, calculata pentru luna pentru care se intocmeste raportarea si
inregistrata in conturile de datorii atasate si in conturile de cheltuieli
inregistrate in avans.
Art. 3
(1) In vederea determinarii ratelor medii ale dobanzii active curente si
ale dobanzii pasive si a ratelor medii ale dobanzii aferente creditelor noi si
ale dobanzii aferente depozitelor noi, activele bilantiere curente si
obligatiile bilantiere se repartizeaza pe benzi de scadenta, in functie de
durata initiala a contractului/conventiei al carui/carei obiect il constituie.
(2) In cazul creditelor reesalonate durata initiala se considera durata dintre
data acordarii creditelor si data rambursarii finale stabilita in baza actelor
aditionale la contractul de credit initial.
(3) In cazul depozitelor la termen pentru care contractul initial contine o
clauza de prelungire automata a termenului acestora la scadenta, fiecare
prelungire a termenului se va considera ca fiind un nou contract.
(4) Creantele si datoriile atasate si veniturile si cheltuielile
inregistrate in avans se incadreaza pe aceleasi benzi de scadenta pe care au
fost repartizate activele si obligatiile bilantiere carora le sunt aferente.
(5) Ratele medii ale dobanzii active curente si ale dobanzii pasive si
ratele medii ale dobanzii aferente creditelor noi si ale dobanzii aferente
depozitelor noi se determina, pe fiecare banda de scadenta, conform structurii
prevazute in anexa nr. 3 si, respectiv, anexa nr. 3'.
Art. 4
(1) Bancile vor raporta Bancii Nationale a Romaniei - Directia statistica
nivelul ratelor medii ale dobanzii active curente si ale dobanzii pasive si al
ratelor medii ale dobanzii aferente creditelor noi si ale dobanzii aferente
depozitelor noi, prin intermediul formularelor "Determinarea ratelor medii
ale dobanzii active curente si a ratelor medii ale dobanzii pasive" si
"Determinarea ratelor medii ale dobanzii aferente creditelor noi si a
ratelor medii ale dobanzii aferente depozitelor noi", ale caror modele
sunt prevazute in anexele nr. 3 si 3'.
(2) Casele centrale ale cooperativelor de credit vor raporta Bancii
Nationale a Romaniei - Directia statistica nivelul ratelor medii ale dobanzii
active curente si ale dobanzii pasive si al ratelor medii ale dobanzii aferente
creditelor noi si ale dobanzii aferente depozitelor noi, calculate la nivelul
retelei cooperatiste de credit, prin intermediul formularelor mentionate la
alin. (1).
(3) Formularele vor fi transmise lunar, prin reteaua de comunicatii
interbancare, in termen de 15 zile calendaristice de la sfarsitul lunii pentru
care se intocmeste raportarea.
(4) In cazul in care data limita pana la care se transmite raportarea este
o zi nelucratoare, raportarea se transmite cel tarziu pana in prima zi
lucratoare ulterioara acesteia.
(5) Bancile si casele centrale a caror autorizatie de functionare a fost
retrasa de Banca Nationala a Romaniei vor efectua ultima raportare pentru
determinarea nivelului mediu al ratelor dobanzilor in luna publicarii in
Monitorul Oficial al Romaniei, Partea I, a hotararii de retragere a
autorizatiei de functionare.
Art. 5
(1) Casele centrale vor determina ratele medii ale dobanzilor la nivelul
retelei cooperatiste de credit pe baza datelor transmise de cooperativele de
credit afiliate, aplicand in mod corespunzator formulele de calcul mentionate
la art. 11 si 17.
(2) Casele centrale vor stabili prin norme proprii, conforme cu prevederile
prezentelor norme, metodologia de determinare si de raportare a ratelor medii
ale dobanzii active curente si ale dobanzii pasive si a ratelor medii ale
dobanzii aferente creditelor noi si ale dobanzii aferente depozitelor noi pentru
cooperativele de credit afiliate.
CAP. 2
Determinarea ratelor medii ale dobanzii active curente si a ratelor medii
ale dobanzii pasive
Art. 6
Determinarea ratelor medii ale dobanzii active curente si a ratelor medii
ale dobanzii pasive se realizeaza de catre:
a) banci si casele centrale, potrivit prevederilor art. 7 - 10 si, dupa
caz, ale art. 11;
b) Banca Nationala a Romaniei, potrivit prevederilor art. 11.
Art. 7
(1) Bancile si casele centrale determina nivelul ratelor medii ale
dobanzilor mentionate la art. 6 prin intermediul formularelor "Soldul
mediu lunar aferent activelor bilantiere curente repartizate pe scadente",
"Soldul mediu lunar aferent obligatiilor bilantiere repartizate pe
scadente", "Dobanda activa curenta", "Dobanda pasiva"
si "Determinarea ratelor medii ale dobanzii active curente si a ratelor
medii ale dobanzii pasive", ale caror modele sunt prevazute in anexele nr.
1a), 1b), 2a), 2b) si, respectiv, 3.
(2) Formularele vor fi completate avandu-se in vedere, dupa caz,
urmatoarele:
a) vor cuprinde unitatile operative de pe teritoriul national;
b) vor cuprinde toate organizatiile cooperatiste de credit din cadrul
retelei;
c) vor fi exprimate in mii lei pentru operatiunile denominate in lei si,
respectiv, in mii dolari S.U.A. sau mii euro, pentru operatiunile denominate in
dolari S.U.A. sau in euro.
Art. 8
Rata medie a dobanzii active curente/dobanzii pasive se determina de
fiecare banca si, respectiv, de fiecare casa centrala, ca raport procentual,
calculat cu doua zecimale prin rotunjire, exprimat anual, intre dobanda activa
curenta/dobanda pasiva si soldul mediu lunar aferent activelor bilantiere
curente/obligatiilor bilantiere, pe baza formulei prevazute in anexa nr. 1.
Art. 9
Soldul mediu lunar aferent activelor bilantiere curente/obligatiilor
bilantiere se calculeaza ca suma a soldurilor medii lunare aferente fiecarei
categorii de active bilantiere curente/obligatii bilantiere.
Art. 10
Soldul mediu lunar aferent fiecarei categorii de active bilantiere
curente/obligatii bilantiere prezentate in anexele nr. 1a) si 1b) se calculeaza
pe baza formulei prevazute in anexa nr. 1.
Art. 11
Pe baza informatiilor raportate de banci si casele centrale ale
cooperativelor de credit, Banca Nationala a Romaniei determina, in forma
agregata, potrivit structurii prevazute in anexa nr. 3, ratele medii ale
dobanzii active curente si ratele medii ale dobanzii pasive, pe baza formulei
prevazute in anexa nr. 1.
CAP. 3
Determinarea ratelor medii ale dobanzii aferente creditelor noi si a
ratelor medii ale dobanzii aferente depozitelor noi
Art. 12
Determinarea ratelor medii ale dobanzii aferente creditelor noi si a
ratelor medii ale dobanzii aferente depozitelor noi se realizeaza de catre:
a) banci si casele centrale, potrivit prevederilor art. 13 - 16 si, dupa
caz, ale art. 17;
b) Banca Nationala a Romaniei, potrivit prevederilor art. 17.
Art. 13
(1) Bancile si casele centrale determina nivelul ratelor medii ale
dobanzilor mentionate la art. 12 prin intermediul formularelor "Soldul
mediu lunar aferent creditelor noi repartizate pe scadente", "Soldul
mediu lunar aferent depozitelor noi repartizate pe scadente",
"Dobanda aferenta creditelor noi", "Dobanda aferenta depozitelor
noi" si "Determinarea ratelor medii ale dobanzii aferente creditelor
noi si a ratelor medii ale dobanzii aferente depozitelor noi", ale caror
modele sunt prevazute in anexele nr. 1a'), 1b'), 2a'), 2b') si, respectiv, 3'.
(2) Formularele vor fi completate avandu-se in vedere, dupa caz,
urmatoarele:
a) vor cuprinde unitatile operative de pe teritoriul national;
b) vor cuprinde toate organizatiile cooperatiste de credit din cadrul
retelei;
c) vor fi exprimate in mii lei pentru operatiunile denominate in lei si,
respectiv, in mii dolari S.U.A. sau mii euro, pentru operatiunile denominate in
dolari sau in euro.
Art. 14
Rata medie a dobanzii aferente creditelor noi/depozitelor noi se determina
de fiecare banca si, respectiv, de fiecare casa centrala ca raport procentual,
calculat cu doua zecimale prin rotunjire, exprimat anual, intre dobanda
aferenta creditelor noi/depozitelor noi si soldul mediu lunar al creditelor
noi/depozitelor noi, pe baza formulei prevazute in anexa nr. 1.
Art. 15
Soldul mediu lunar aferent creditelor noi/depozitelor noi se calculeaza ca
suma a soldurilor medii lunare aferente fiecarei categorii de credite
noi/depozite noi.
Art. 16
Soldul mediu lunar aferent fiecarei categorii de credite noi/depozite noi
prezentate in anexele nr. 1a') si 1b') se calculeaza conform formulei prevazute
in anexa nr. 1.
Art. 17
Pe baza informatiilor raportate de banci si casele centrale ale
cooperativelor de credit, Banca Nationala a Romaniei determina, in forma
agregata, potrivit structurii prevazute in anexa nr. 3', ratele medii ale
dobanzii aferente creditelor noi/depozitelor noi, pe baza formulei prevazute in
anexa nr. 1.
CAP. 4
Dispozitii finale
Art. 18
Formularele prevazute la art. 7 alin. (1) si la art. 13 alin. (1) se
intocmesc pe baza datelor din evidenta contabila.
Art. 19
Casele centrale ale cooperativelor de credit vor supraveghea indeplinirea
de catre cooperativele de credit afiliate a cerintelor prevazute de prezentele
norme.
Art. 20
Nerespectarea prezentelor norme atrage aplicarea sanctiunilor si/sau a
masurilor prevazute la art. 69 si, respectiv, la art. 70 din Legea bancara nr.
58/1998, cu modificarile si completarile ulterioare, sau, dupa caz, a sanctiunilor
si/sau a masurilor prevazute la art. 189, 190 si 191 din Ordonanta de urgenta a
Guvernului nr. 97/2000 privind organizatiile cooperatiste de credit, aprobata
si modificata prin Legea nr. 200/2002.
Art. 21
Anexele nr. 1 - 3'*) fac parte integranta din prezentele norme.
------------
*) Anexele nr. 1 - 3' sunt reproduse in facsimil.
Art. 22
Prezentele norme intra in vigoare in termen de doua luni de la data
publicarii in Monitorul Oficial al Romaniei, Partea I.
Art. 23
Pe data intrarii in vigoare a prezentelor norme se abroga orice dispozitii
contrare.
PRESEDINTELE CONSILIULUI DE ADMINISTRATIE
AL BANCII NATIONALE A ROMANIEI,
MUGUR CONSTANTIN ISARESCU,
GUVERNATOR
ANEXA 1
Formule de calcul
______________________________________________________________________________
|Articol| Formula de calcul la care se face | Explicatii |
|de | referire |
|
|norma | |
|
|_______|_______________________________________|______________________________|
| | | _
|
| | n, m | r = rata medie lunara
|
| | __ | Ac /Ob a dobanzii active
|
| | \ D | i j curente/a
|
| | /__ Ac /Ob | dobanzii pasive
|
| |_ i, j = 1 i j | D
|
|Art. 8 |r = ----------------- x 100 x 12| Ac /Ob
|
| | Ac /Ob n, m | i j = dobanda activa
|
| | i j __ _ | curenta/dobanda
|
| | \ S | pasiva
|
| | /__ Ac /Ob | _
|
| | i, j = 1 i j | S
|
| | | Ac /Ob = soldul mediu
lunar|
| | | i j aferent activelor
|
| | | bilantiere
|
| | | curente/ |
| | | obligatiilor
|
| | | bilantiere
|
| | | i, j = categoriile de
|
| | | active bilantiere
|
| | | curente/obligatii
|
| | | bilantiere
|
| | | prezentate in
|
| | | anexele nr. 1a)
|
| | | /1b)
|
|_______|_______________________________________|______________________________|
| | | _
|
| | | S = soldul mediu
lunar|
| | | Ac /Ob aferent fiecarei
|
| | | i j categorii de
|
| | | active bilantiere
|
| | | curente/obligatii
|
| | | bilantiere
|
| | | S = soldul zilnic
|
| | l, m | Ac /Ob aferent activului
|
| | __ | i j bilantier curent/
|
| | \ S | obligatiei
|
| | /__ Ac /Ob x n | bilantiere
|
| |_ i, j = 1 i j | n = numarul de zile
|
|Art. 10|S = --------------------- | din luna pentru
|
| | Ac /Ob N | care se
intocmeste|
| | i j | raportarea in
care|
| | | S
|
| | | Ac /Ob
|
| | | i j
|
| | | ramane constant
|
| | | N = numarul de zile
|
| | | din luna pentru
|
| | | care se
intocmeste|
| | | raportarea
|
| | | i, j = activele
|
| | | bilantiere
|
| | | curente/
|
| | | obligatiile
|
| | | bilantiere
incluse|
| | | in categoria
|
| | | pentru care se
|
| | | face calculul
|
|_______|_______________________________________|______________________________|
| | | _
|
| | | r = rata medie lunara
|
| | | Ac /Ob a dobanzii active
|
| | | i i curente/a
|
| | | dobanzii pasive
|
| | | D = dobanda activa
|
| | | Ac /Ob curenta/dobanda
|
| | n | i i pasiva raportata
|
| | __ | de banca/casa
|
| | \ D | centrala
"i" |
| |_ /__ Ac /Ob | S = soldul mediu
|
|Art. 11|r i = 1 i i | Ac /Ob lunar aferent
|
| | Ac /Ob = --------------- x 100 x 12 | i i activelor
|
| | i i n | bilantiere
|
| | __ _ | curente/
|
| | \ S | obligatiilor
|
| | /__ Ac /Ob | bilantiere |
| | i = 1 i i | raportat de
banca/|
| | | casa centrala
"i" |
| | | n = numarul de banci
|
| | | si retele
|
| | | cooperatiste de
|
| | | credit
|
|_______|_______________________________________|______________________________|
| | | _
|
| | | rc /d = rata medie lunara
|
| | | i j a dobanzii
|
| | | aferente
|
| | | creditelor noi/
|
| | m, n | depozitelor noi
|
| | __ | D = dobanda aferenta
|
| | \ D | c /d creditelor noi/
|
| | /__ c /d | i j depozitelor noi
|
| |_ i, j = 1 i j | _
|
|Art. 14|rc /d = --------------- x 100 x 12 | S
|
| | i j m, n | c /d = soldul mediu |
| | __ _ | i j lunar aferent
|
| | \ S | creditelor noi/
|
| | /__ c /d | depozitelor noi
|
| | i, j = 1 i j | i, j = categoriile de
|
| | | credite noi/
|
| | | depozite noi
|
| | | prezentate in
|
| | | anexele nr. 1a')/
|
| | | 1b')
|
|_______|_______________________________________|______________________________|
| | | _
|
| | | Sc /d = soldul mediu
|
| | | i j lunar aferent
|
| | | fiecarei
categorii|
| | | de credite noi/
|
| | | depozite noi
|
| | | Sc /d = soldul zilnic
|
| | | i j aferent
creditului|
| | | nou/depozitului
|
| | l, m | nou
|
| | __ | n = numarul de zile
|
| | \ Sc /d x n | din luna pentru
|
| | /__ i j | care se
intocmeste|
| |_ i, j = 1 | raportarea in
care|
|Art. 16|Sc /d = -------------------- | Sc /d
|
| | i j N | i j
|
| | | ramane constant
|
| | | N = numarul de zile
|
| | | din luna pentru
|
| | | care se
intocmeste|
| | | raportarea
|
| | | i, j = credite noi/
|
| | | depozite noi
|
| | | incluse in
|
| | | categoria pentru
|
| | | care se face
|
| | | calculul
|
|_______|_______________________________________|______________________________|
| | | _
|
| | | rc /d = rata medie lunara
|
| | | i i a dobanzii
|
| | | aferente
|
| | | creditelor noi/
|
| | | depozitelor noi
|
| | | Dc /d = dobanda aferenta
|
| | n | i i creditelor noi/
|
| | __ | depozitelor noi
|
| | \ Dc /d | raportata de
|
| | /__ i i | banca/casa
|
| |_ i = 1 | centrala
"i" |
|Art. 17|rc /d = -------------- x 100 x 12 | _
|
| | i i n | S = soldul mediu
|
| | __ _ | c /d lunar aferent
|
| | \ S | i i creditelor noi/
|
| | /__ c /d | depozitelor noi
|
| | i = 1 i i | raportat de
|
| | | banca/casa
|
| | | centrala
"i" |
| | | n = numarul de banci
|
| | | si retele |
| | | cooperatiste de
|
| | | credit
|
|_______|_______________________________________|______________________________|
ANEXA 1a)
Soldul mediu lunar aferent activelor bilantiere curente repartizate
pe scadente
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
|Active | C | Sold mediu lunar calculat aferent activelor bilantiere
|
|bilantiere | o | cu durata initiala - D:
|
|curente | d
|______________________________________________________________|
| | |D </= |1 luna |3 luni |6 luni |1 an |D > 5 |
Total |
| | p |1 luna |< D </= |< D </= |< D </= |< D
</= |ani | |
| | o | |3 luni |6 luni |12 luni |5 ani | |
|
| |
z.|________|________|________|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____| |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
| | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|14|15|16|17|18|19|20|21|22|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL |A1 | | | | | | | | | | | | | | | | | | | | |
|
|BANCAR | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Cont curent|A2 | | | | | | | | | | | | | | | | | | | | |
|
|la banci | | | | | | | | | | | | | | | | | | | | | |
|
|centrale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A3 | | | | | | | | | | | | | | | | | | | | |
|
|vedere la | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|centrale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A4 | | | | | | | | | | | | | | | | | | | | |
|
|termen la | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|centrale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi de |A5 | | | | | | | | | | | | | | | | | | | | |
|
|corespon- | | | | | | | | | | | | | | | | | | | | | |
|
|dent la | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|(nostro) | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A6 | | | | | | | | | | | | | | | | | | | | |
|
|vedere la | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A7 | | | | | | | | | | | | | | | | | | | | |
|
|termen la | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A8 | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A9 | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A10| | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A11| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune de| | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A12| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune la| | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori de |A13| | | | | | | | | | | | | | | | | | | | |
|
|recuperat | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Cont curent|A14| | | | | | | | | | | | | | | | | | | | |
|
|la casa | | | | | | | | | | | | | | | | | | | | | |
|
|centrala | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A15| | | | | | | | | | | | | | | | | | | | |
|
|vedere la | | | | | | | | | | | | | | | | | | | | | |
|
|casa | | | | | | | | | | | | | | | | | | | | | |
|
|centrala | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la|A16| | | | | | | | | | | | | | | | | | | | |
|
|termen la | | | | | | | | | | | | | | | | | | | | | |
|
|casa | | | | | | | | | | | | | | | | | | | | | |
|
|centrala | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A17| | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|organiza- | | | | | | | | | | | | | | | | | | | | | |
|
|tiilor | | | | | | | | | | | | | | | | | | | | | |
|
|coopera- | | | | | | | | | | | | | | | | | | | | | |
|
|tiste de | | | | | | | | | | | | | | | | | | | | | |
|
|credit din | | | | | | | | | | | | | | | | | | | | | |
|
|cadrul | | | | | | | | | | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A18| | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|organiza- | | | | | | | | | | | | | | | | | | | | | |
|
|tiilor | | | | | | | | | | | | | | | | | | | | | |
|
|coopera- | | | | | | | | | | | | | | | | | | | | | |
|
|tiste de | | | | | | | | | | | | | | | | | | | | | |
|
|credit din | | | | | | | | | | | | | | | | | | | | | |
|
|cadrul | | | | | | | | | | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori de |A19| | | | | | | | | | | | | | | | | | | | |
|
|recuperat | | | | | | | | | | | | | | | | | | | | | |
|
|de la | | | | | | | | | | | | | | | | | | | | | |
|
|organiza- | | | | | | | | | | | | | | | | | | | | | |
|
|tiile | | | | | | | | | | | | | | | | | | | | | |
|
|coopera- | | | | | | | | | | | | | | | | | | | | | |
|
|tiste de | | | | | | | | | | | | | | | | | | | | | |
|
|credit din | | | | | | | | | | | | | | | | | | | | | |
|
|cadrul | | | | | | | | | | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |A20| | | | | | | | | | | | | | | | | | | | |
|
|comerciale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A21| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune | | | | | | | | | | | | | | | | | | | | | |
|
|livrata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A22| | | | | | | | | | | | | | | | | | | | |
|
|tranzactie | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A23| | | | | | | | | | | | | | | | | | | | |
|
|plasament | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A24| | | | | | | | | | | | | | | | | | | | |
|
|investitie | | | | | | | | | | | | | | | | | | | | | | |
|emise de | | | | | | | | | | | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A25| | | | | | | | | | | | | | | | | | | | |
|
|date cu | | | | | | | | | | | | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A26| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|la termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A27| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|pe durata | | | | | | | | | | | | | | | | | | | | | |
|
|nedetermi- | | | | | | | | | | | | | | | | | | | | | |
|
|nata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA |A28| | | | | | | | | | | | | | | | | | | | |
|
|NEBANCARA | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |A29| | | | | | | | | | | | | | | | | | | | |
|
|comerciale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A30| | | | | | | | | | | | | | | | | | | | |
|
|trezorerie | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A31| | | | | | | | | | | | | | | | | | | | |
|
|pentru | | | | | | | | | | | | | | | | | | | | | |
|
|export | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A32| | | | | | | | | | | | | | | | | | | | |
|
|pentru | | | | | | | | | | | | | | | | | | | | | |
|
|echipament | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A33| | | | | | | | | | | | | | | | | | | | |
|
|investitori| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A34| | | | | | | | | | | | | | | | | | | | |
|
|promotori | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte |A35| | | | | | | | | | | | | | | | | | | | |
|
|credite | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A36| | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A37| | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A38| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune de| | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A39| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune la| | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi |A40| | | | | | | | | | | | | | | | | | | | |
|
|curente | | | | | | | | | | | | | | | | | | | | | |
|
|debitoare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori de |A41| | | | | | | | | | | | | | | | | | | | |
|
|recuperat | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A42| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune | | | | | | | | | | | | | | | | | | | | | | |
|livrata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A43| | | | | | | | | | | | | | | | | | | | |
|
|tranzactie | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de | | | | | | | | | | | | | | | | | | | | | |
|
|clientela | | | | | | | | | | | | | | | | | | | | | |
|
|nebancara | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A44| | | | | | | | | | | | | | | | | | | | |
|
|plasament | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de | | | | | | | | | | | | | | | | | | | | | |
|
|clientela | | | | | | | | | | | | | | | | | | | | | |
|
|nebancara | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de |A45| | | | | | | | | | | | | | | | | | | | |
|
|investitie | | | | | | | | | | | | | | | | | | | | | |
|
|emise de | | | | | | | | | | | | | | | | | | | | | |
|
|clientela | | | | | | | | | | | | | | | | | | | | | |
|
|nebancara | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A46| | | | | | | | | | | | | | | | | | | | |
|
|date cu | | | | | | | | | | | | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A47| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|la termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A48| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|pe durata | | | | | | | | | | | | | | | | | | | | | |
|
|nedetermi- | | | | | | | | | | | | | | | | | | | | | |
|
|nata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Total |A49| | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Active bilantiere |Cod |Corelatia cu planul de
|
| |pozitie|conturi pentru anexa nr.
1a)|
|_________________________________________|_______|____________________________|
| SECTORUL BANCAR | A1 | Total (rd. A2 la rd. A27)
|
|_________________________________________|_______|____________________________|
| Cont curent la banci centrale | A2 | 1111
|
|_________________________________________|_______|____________________________|
| Depozite la vedere la banci centrale | A3 | 1112
|
|_________________________________________|_______|____________________________|
| Depozite la termen la banci centrale | A4 | 1113
|
|_________________________________________|_______|____________________________|
| Conturi de corespondent la banci | A5 | 121
|
| (nostro) | |
|
|_________________________________________|_______|____________________________|
| Depozite la vedere la banci | A6 | 1311
|
|_________________________________________|_______|____________________________|
| Depozite la termen la banci | A7 | 1312
|
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A8 | 1411
|
| bancilor | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate bancilor | A9 | 1412
|
|_________________________________________|_______|____________________________|
| Credite financiare acordate bancilor | A10 | 1413
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune de pe o zi pe| A11 | 1511
|
| alta | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune la termen | A12 | 1512
|
|_________________________________________|_______|____________________________|
| Valori de recuperat | A13 | 1611
|
|_________________________________________|_______|____________________________|
| Cont curent la casa centrala | A14 | 1711 |
|_________________________________________|_______|____________________________|
| Depozite la vedere la casa centrala | A15 | 17311
|
|_________________________________________|_______|____________________________|
| Depozite la termen la casa centrala | A16 | 17312
|
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A17 | 17411
|
| organizatiilor cooperatiste de credit | |
|
| din cadrul retelei | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate | A18 | 17412
|
| organizatiilor cooperatiste de credit | |
|
| din cadrul retelei | |
|
|_________________________________________|_______|____________________________|
| Valori de recuperat de la organizatiile | A19 | 17611
|
| cooperatiste de credit din cadrul | |
|
| retelei | | |
|_________________________________________|_______|____________________________|
| Creante comerciale | A20 | 2011
|
|_________________________________________|_______|____________________________|
| Titluri primite in pensiune livrata | A21 | 30111
|
|_________________________________________|_______|____________________________|
| Titluri de tranzactie cu venit fix emise| A22 | 30212 |
| de banci | |
|
|_________________________________________|_______|____________________________|
| Titluri de plasament cu venit fix emise | A23 | 30312
|
| de banci | |
|
|_________________________________________|_______|____________________________|
| Titluri de investitie emise de banci | A24 | 30412
|
|_________________________________________|_______|____________________________|
| Titluri date cu imprumut | A25 | 30251 + 30252 + 30253 +
|
| | | 30254 + 3035 + 415
|
|_________________________________________|_______|____________________________|
| Credite subordonate la termen | A26 | 401
|
|_________________________________________|_______|____________________________|
| Credite subordonate pe durata | A27 | 402
|
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | A28 | Total (rd. A29 la rd. A48)
|
|_________________________________________|_______|____________________________|
| Creante comerciale | A29 | 2011
|
|_________________________________________|_______|____________________________|
| Credite de trezorerie | A30 | 2021
|
|_________________________________________|_______|____________________________|
| Credite pentru export | A31 | 2031
|
|_________________________________________|_______|____________________________|
| Credite pentru echipament | A32 | 2041
|
|_________________________________________|_______|____________________________|
| Credite investitori | A33 | 2051
|
|_________________________________________|_______|____________________________|
| Credite promotori | A34 | 2052
|
|_________________________________________|_______|____________________________|
| Alte credite acordate clientelei | A35 | 2061
|
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A36 | 2311
|
| clientelei financiare | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate clientelei | A37 | 2312 |
| financiare | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune de pe o zi pe| A38 | 2411 |
| alta | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune la termen | A39 | 2412
|
|_________________________________________|_______|____________________________|
| Conturi curente debitoare | A40 | 2511
|
|_________________________________________|_______|____________________________|
| Valori de recuperat | A41 | 2611
|
|_________________________________________|_______|____________________________|
| Titluri primite in pensiune livrata | A42 | 30111
|
|_________________________________________|_______|____________________________|
| Titluri de tranzactie cu venit fix emise| A43 | 30212
|
| de clientela nebancara | |
|
|_________________________________________|_______|____________________________|
| Titluri de plasament cu venit fix emise | A44 | 30312
|
| de clientela nebancara | |
|
|_________________________________________|_______|____________________________|
| Titluri de investitie emise de clientela| A45 | 30412
|
| nebancara | |
|
|_________________________________________|_______|____________________________|
| Titluri date cu imprumut | A46 | 30251 + 30252 + 30253 +
|
| | | 30254 + 3035 + 3045 + 415
|
|_________________________________________|_______|____________________________|
| Credite subordonate la termen | A47 | 401
|
|_________________________________________|_______|____________________________|
| Credite subordonate pe durata | A48 | 402
|
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| Total | A49 | A1 + A28
|
|_________________________________________|_______|____________________________|
ANEXA 1a')
Soldul mediu lunar aferent creditelor noi repartizate pe scadente
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
|Credite noi| C | Sold mediu lunar calculat aferent creditelor noi cu
|
| | o | durata initiala - D:
|
| | d
|______________________________________________________________|
| | |D </= |1 luna |3 luni |6 luni |1 an |D > 5 |
Total |
| | p |1 luna |< D </= |< D </= |< D </= |< D
</= |ani | |
| | o | |3 luni |6 luni |12 luni |5 ani | |
|
| |
z.|________|________|________|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____| |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|14|15|16|17|18|19|20|21|22|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL |A1 | | | | | | | | | | | | | | | | | | | | |
|
|BANCAR | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A8 | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A9 | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A10| | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|bancilor | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A11| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune de| | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A12| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune la| | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A17| | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|organiza- | | | | | | | | | | | | | | | | | | | | | |
|
|tiilor | | | | | | | | | | | | | | | | | | | | | |
|
|coopera- | | | | | | | | | | | | | | | | | | | | | |
|
|tiste de | | | | | | | | | | | | | | | | | | | | | |
|
|credit din | | | | | | | | | | | | | | | | | | | | | |
|
|cadrul | | | | | | | | | | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A18| | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | | |
|organiza- | | | | | | | | | | | | | | | | | | | | | |
|
|tiilor | | | | | | | | | | | | | | | | | | | | | |
|
|coopera- | | | | | | | | | | | | | | | | | | | | | |
|
|tiste de | | | | | | | | | | | | | | | | | | | | | |
|
|credit din | | | | | | | | | | | | | | | | | | | | | |
|
|cadrul | | | | | | | | | | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |A20| | | | | | | | | | | | | | | | | | | | |
|
|comerciale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A21| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune | | | | | | | | | | | | | | | | | | | | | |
|
|livrata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A26| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|la termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A27| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|pe durata | | | | | | | | | | | | | | | | | | | | | |
|
|nedetermi- | | | | | | | | | | | | | | | | | | | | | |
|
|nata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA |A28| | | | | | | | | | | | | | | | | | | | |
|
|NEBANCARA | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |A29| | | | | | | | | | | | | | | | | | | | |
|
|comerciale | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A30| | | | | | | | | | | | | | | | | | | | |
|
|trezorerie | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A31| | | | | | | | | | | | | | | | | | | | |
|
|pentru | | | | | | | | | | | | | | | | | | | | | |
|
|export | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A32| | | | | | | | | | | | | | | | | | | | |
|
|pentru | | | | | | | | | | | | | | | | | | | | | |
|
|echipament | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A33| | | | | | | | | | | | | | | | | | | | |
|
|investitori| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A34| | | | | | | | | | | | | | | | | | | | |
|
|promotori | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte |A35| | | | | | | | | | | | | | | | | | | | |
|
|credite | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite de |A36| | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite la |A37| | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|acordate | | | | | | | | | | | | | | | | | | | | | |
|
|clientelei | | | | | | | | | | | | | | | | | | | | | |
|
|financiare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A38| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune de| | | | | | | | | | | | | | | | | | | | | |
|
|pe o zi pe | | | | | | | | | | | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori |A39| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune la| | | | | | | | | | | | | | | | | | | | | |
|
|termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi |A40| | | | | | | | | | | | | | | | | | | | |
|
|curente | | | | | | | | | | | | | | | | | | | | | |
|
|debitoare | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri |A42| | | | | | | | | | | | | | | | | | | | |
|
|primite in | | | | | | | | | | | | | | | | | | | | | |
|
|pensiune | | | | | | | | | | | | | | | | | | | | | |
|
|livrata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A47| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|la termen | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Credite |A48| | | | | | | | | | | | | | | | | | | | |
|
|subordonate| | | | | | | | | | | | | | | | | | | | | |
|
|pe durata | | | | | | | | | | | | | | | | | | | | | |
|
|nedetermi- | | | | | | | | | | | | | | | | | | | | | |
|
|nata | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Total |A49| | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Credite noi |Cod | Corelatia cu planul de
|
| |pozitie| conturi pentru
|
| | | anexa nr. 1a')
|
|_________________________________________|_______|____________________________|
| SECTORUL BANCAR | A1 | Total (rd. A8 la A12 + A17
|
| | | + A18 + A20 + A21 + A26
|
| | | + A27)
|
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A8 | 1411
|
| bancilor | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate bancilor | A9 | 1412 |
|_________________________________________|_______|____________________________|
| Credite financiare acordate bancilor | A10 | 1413
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune de pe o zi pe| A11 | 1511
|
| alta | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune la termen | A12 | 1512
|
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A17 | 17411
|
| organizatiilor de credit din cadrul | |
|
| retelei | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate | A18 | 17412
|
| organizatiilor de credit din cadrul | |
|
| retelei | |
|
|_________________________________________|_______|____________________________|
| Creante comerciale | A20 | 2011
|
|_________________________________________|_______|____________________________|
| Titluri primite in pensiune livrata | A21 | 30111 |
|_________________________________________|_______|____________________________|
| Credite subordonate la termen | A26 | 401
|
|_________________________________________|_______|____________________________|
| Credite subordonate pe durata | A27 | 402
|
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | A28 | Total (rd. A29 la A40 +
|
| | | A42 + A47 + A48)
|
|_________________________________________|_______|____________________________|
| Creante comerciale | A29 | 2011
|
|_________________________________________|_______|____________________________|
| Credite de trezorerie | A30 | 2021
|
|_________________________________________|_______|____________________________|
| Credite pentru export | A31 | 2031
|
|_________________________________________|_______|____________________________|
| Credite pentru echipament | A32 | 2041
|
|_________________________________________|_______|____________________________|
| Credite investitori | A33 | 2051
|
|_________________________________________|_______|____________________________|
| Credite promotori | A34 | 2052
|
|_________________________________________|_______|____________________________|
| Alte credite acordate clientelei | A35 | 2061 |
|_________________________________________|_______|____________________________|
| Credite de pe o zi pe alta acordate | A36 | 2311
|
| clientelei financiare | |
|
|_________________________________________|_______|____________________________|
| Credite la termen acordate clientelei | A37 | 2312
|
| financiare | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune de pe o zi pe| A38 | 2411
|
| alta | |
|
|_________________________________________|_______|____________________________|
| Valori primite in pensiune la termen | A39 | 2412
|
|_________________________________________|_______|____________________________|
| Conturi curente debitoare | A40 | 2511
|
|_________________________________________|_______|____________________________|
| Titluri primite in pensiune livrata | A42 | 30111
|
|_________________________________________|_______|____________________________|
| Credite subordonate la termen | A47 | 401
|
|_________________________________________|_______|____________________________|
| Credite subordonate pe durata | A48 | 402 |
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| Total | A49 | A1 + A28
|
|_________________________________________|_______|____________________________|
ANEXA 1b)
Soldul mediu lunar aferent obligatiilor bilantiere repartizate pe
scadente
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
| Obligatii bilantiere |Cod | Sold mediu lunar calculat aferent
|
| |poz.| activelor bilantiere cu durata
|
| | | initiala - D:
|
| | |___________________________________|
| | |Scadenta|D </= 1 |1 luna |3
luni |
| | |la |luna |< D </=
|< D </= |
| | |vedere | |3 luni |6 luni
|
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | P1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de refinantare de la | P2 | | | | | | | | | | | |
|
|banci centrale | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi de corespondent ale bancilor | P3 | | | | | | | | | | | |
|
|(loro) | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale bancilor | P4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale bancilor | P5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta | P6 | | | | | | | | | | | |
|
|primite de la banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen primite de la | P7 | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi financiare primite de la | P8 | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune de pe o zi pe| P9 | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune la termen | P10| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate | P11| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi curente ale cooperativelor de| P12| | | | | | | | | | | |
|
|credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale cooperativelor| P13| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale cooperativelor| P14| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta | P15| | | | | | | | | | | |
|
|primite de la organizatiile | | | | | | | | | | | | |
|
|cooperatiste de credit din cadrul | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen primite de la | P16| | | | | | | | | | | |
|
|organizatiile cooperatiste de credit | | | | | | | | | | | | |
|
|din cadrul retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate organizatiilor | P17| | | | | | | | | | | |
|
|cooperatiste de credit din cadrul | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri date in pensiune livrata | P18| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii privind titlurile luate cu | P19| | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii privind titlurile | P20| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de piata interbancara | P21| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de creante negociabile | P22| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Obligatiuni | P23| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii constituite prin titluri| P24| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate la termen | P25| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate pe durata | P26| | | | | | | | | | | |
|
|nedeterminata | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | P27| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta de la | P28| | | | | | | | | | | |
|
|clientela financiara | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen de la clientela| P29| | | | | | | | | | | |
|
|financiara | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune de pe o zi pe| P30| | | | | | | | | | | |
|
|alta | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune la termen | P31| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi curente creditoare | P32| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi de factoring disponibile | P33| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere | P34| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen | P35| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Certificate de depozit | P36| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Carnete si librete de economii | P37| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Disponibil din contributia financiara| P38| | | | | | | | | | | |
|
|a Comunitatii Europene la dispozitia | | | | | | | | | | | | |
|
|Fondului National | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate | P39| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri date in pensiune livrata | P40| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii privind titlurile luate cu | P41| | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii privind titlurile | P42| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de creante negociabile | P43| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Obligatiuni | P44| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii constituite prin titluri| P45| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alti creditori diversi | P46| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate la termen | P47| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate pe durata | P48| | | | | | | | | | | |
|
|nedeterminata | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | P49| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
- continuare -
______________________________________________________________________________
| Obligatii bilantiere |Cod | Sold mediu lunar calculat aferent
|
| |poz.| activelor bilantiere cu durata
|
| | | initiala - D:
|
| |
|___________________________________|
| | |6 luni |1 an |D < 5
|Total |
| | |< D</= |< D </=
|ani | |
| | |12 luni |5 ani | |
|
| | |________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*| |3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1
|14|15|16|17|18|19|20|21|22|23|24|25|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | P1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de refinantare de la | P2 | | | | | | | | | | | |
|
|banci centrale | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi de corespondent ale bancilor | P3 | | | | | | | | | | | |
|
|(loro) | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale bancilor | P4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale bancilor | P5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta | P6 | | | | | | | | | | | |
|
|primite de la banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen primite de la | P7 | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi financiare primite de la | P8 | | | | | | | | | | | |
|
|banci | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune de pe o zi pe| P9 | | | | | | | | | | | |
|
|alta | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune la termen | P10| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate | P11| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi curente ale cooperativelor de| P12| | | | | | | | | | | |
|
|credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale cooperativelor| P13| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale cooperativelor| P14| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta | P15| | | | | | | | | | | |
|
|primite de la organizatiile | | | | | | | | | | | | |
|
|cooperatiste de credit din cadrul | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen primite de la | P16| | | | | | | | | | | |
|
|organizatiile cooperatiste de credit | | | | | | | | | | | | |
|
|din cadrul retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate organizatiilor | P17| | | | | | | | | | | |
|
|cooperatiste de credit din cadrul | | | | | | | | | | | | |
|
|retelei | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri date in pensiune livrata | P18| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii privind titlurile luate cu | P19| | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii privind titlurile | P20| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de piata interbancara | P21| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de creante negociabile | P22| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Obligatiuni | P23| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii constituite prin titluri| P24| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate la termen | P25| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate pe durata | P26| | | | | | | | | | | |
|
|nedeterminata | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | P27| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi de pe o zi pe alta de la | P28| | | | | | | | | | | |
|
|clientela financiara | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Imprumuturi la termen de la clientela| P29| | | | | | | | | | | |
|
|financiara | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune de pe o zi pe| P30| | | | | | | | | | | |
|
|alta | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Valori date in pensiune la termen | P31| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi curente creditoare | P32| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Conturi de factoring disponibile | P33| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere | P34| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen | P35| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Certificate de depozit | P36| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Carnete si librete de economii | P37| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Disponibil din contributia financiara| P38| | | | | | | | | | | |
|
|a Comunitatii Europene la dispozitia | | | | | | | | | | | | |
|
|Fondului National | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte sume datorate | P39| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri date in pensiune livrata | P40| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii privind titlurile luate cu | P41| | | | | | | | | | | |
|
|imprumut | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii privind titlurile | P42| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Titluri de creante negociabile | P43| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Obligatiuni | P44| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alte datorii constituite prin titluri| P45| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Alti creditori diversi | P46| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate la termen | P47| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii subordonate pe durata | P48| | | | | | | | | | | |
|
|nedeterminata | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | P49| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Obligatii bilantiere |Cod |Corelatia cu planul de
|
| |pozitie|conturi pentru anexa nr.
1b)|
|_________________________________________|_______|____________________________|
| SECTORUL BANCAR | P1 | Total (rd. P2 la rd. P26)
|
|_________________________________________|_______|____________________________|
| Imprumuturi de refinantare de la banci | P2 | 1121 + 1122 + 1123
|
| centrale | | |
|_________________________________________|_______|____________________________|
| Conturi de corespondent ale bancilor | P3 | 122
|
| (loro) | |
|
|_________________________________________|_______|____________________________|
| Depozite la vedere ale bancilor | P4 | 1321
|
|_________________________________________|_______|____________________________|
| Depozite la termen ale bancilor | P5 | 1322
|
|_________________________________________|_______|____________________________|
| Imprumuturi de pe o zi pe alta primite | P6 | 1421
|
| de la banci | |
|
|_________________________________________|_______|____________________________|
| Imprumuturi la termen primite de la | P7 | 1422
|
| banci | |
|
|_________________________________________|_______|____________________________|
| Imprumuturi financiare primite de la | P8 | 1423
|
| banci | | |
|_________________________________________|_______|____________________________|
| Valori date in pensiune de pe o zi pe | P9 | 1521
|
| alta | | |
|_________________________________________|_______|____________________________|
| Valori date in pensiune la termen | P10 | 1522
|
|_________________________________________|_______|____________________________|
| Alte sume datorate | P11 | 1621
|
|_________________________________________|_______|____________________________|
| Conturi curente ale cooperativelor de | P12 | 1712
|
| credit afiliate | |
|
|_________________________________________|_______|____________________________|
| Depozite la vedere ale cooperativelor de| P13 | 17321
|
| credit afiliate | |
|
|_________________________________________|_______|____________________________|
| Depozite la termen ale cooperativelor de| P14 | 17322
|
| credit afiliate | |
|
|_________________________________________|_______|____________________________|
| Imprumuturi de pe o zi pe alta primite | P15 | 17421
|
| de la organizatiile cooperatiste de | | |
| credit din cadrul retelei | |
|
|_________________________________________|_______|____________________________|
| Imprumuturi la termen primite de la | P16 | 17422 |
| organizatiile cooperatiste de credit din| |
|
| cadrul retelei | |
|
|_________________________________________|_______|____________________________|
| Alte sume datorate organizatiilor | P17 | 17621
|
| cooperatiste de credit din cadrul | |
|
| retelei | |
|
|_________________________________________|_______|____________________________|
| Titluri date in pensiune livrata | P18 | 30121
|
|_________________________________________|_______|____________________________|
| Datorii privind titlurile luate cu | P19 | 30271
|
| imprumut | |
|
|_________________________________________|_______|____________________________|
| Alte datorii privind titlurile | P20 | 30272
|
|_________________________________________|_______|____________________________|
| Titluri de piata interbancara | P21 | 3211
|
|_________________________________________|_______|____________________________|
| Titluri de creante negociabile | P22 | 3221
|
|_________________________________________|_______|____________________________|
| Obligatiuni | P23 | 3251 |
|_________________________________________|_______|____________________________|
| Alte datorii constituite prin titluri | P24 | 3261
|
|_________________________________________|_______|____________________________|
| Datorii subordonate la termen | P25 | 531
|
|_________________________________________|_______|____________________________|
| Datorii subordonate pe durata | P26 | 532
|
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | P27 | Total (rd. P28 la rd. 48)
|
|_________________________________________|_______|____________________________|
| Imprumuturi de pe o zi pe alta de la | P28 | 2321
|
| clientela financiara | |
|
|_________________________________________|_______|____________________________|
| Imprumuturi la termen de la clientela | P29 | 2322
|
| financiara | |
|
|_________________________________________|_______|____________________________|
| Valori date in pensiune de pe o zi pe | P30 | 2431
|
| alta | |
|
|_________________________________________|_______|____________________________|
| Valori date in pensiune la termen | P31 | 2432
|
|_________________________________________|_______|____________________________|
| Conturi curente creditoare | P32 | 2511 |
|_________________________________________|_______|____________________________|
| Conturi de factoring disponibile | P33 | 25211
|
|_________________________________________|_______|____________________________|
| Depozite la vedere | P34 | 2531
|
|_________________________________________|_______|____________________________|
| Depozite la termen | P35 | 2532
|
|_________________________________________|_______|____________________________|
| Certificate de depozit | P36 | 2541
|
|_________________________________________|_______|____________________________|
| Carnete si librete de economii | P37 | 2542
|
|_________________________________________|_______|____________________________|
| Disponibil din contributia financiara a | P38 | 255 + 256 + 258
|
| Comunitatii Europene la dispozitia | |
|
| Fondului National | |
|
|_________________________________________|_______|____________________________|
| Alte sume datorate | P39 | 2621 |
|_________________________________________|_______|____________________________|
| Titluri date in pensiune livrata | P40 | 30121
|
|_________________________________________|_______|____________________________|
| Datorii privind titlurile luate cu | P41 | 30271
|
| imprumut | |
|
|_________________________________________|_______|____________________________|
| Alte datorii privind titlurile | P42 | 30272
|
|_________________________________________|_______|____________________________|
| Titluri de creante negociabile | P43 | 3221
|
|_________________________________________|_______|____________________________|
| Obligatiuni | P44 | 3251
|
|_________________________________________|_______|____________________________|
| Alte datorii constituite prin titluri | P45 | 3261
|
|_________________________________________|_______|____________________________|
| Alti creditori diversi | P46 | 3566
|
|_________________________________________|_______|____________________________|
| Datorii subordonate la termen | P47 | 531
|
|_________________________________________|_______|____________________________|
| Datorii subordonate pe durata | P48 | 532
|
| nedeterminata | |
|
|_________________________________________|_______|____________________________|
| Total | P49 | P1 + P27 |
|_________________________________________|_______|____________________________|
ANEXA 1b')
Soldul mediu lunar aferent depozitelor noi repartizate pe scadente
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
| Depozite noi |Cod | Sold mediu lunar calculat aferent
|
| |poz.| depozitelor noi cu durata
|
| | | initiala - D:
|
| | |___________________________________|
| | |Scadenta|D </= |1 luna |3
luni |
| | |la |1 luna |< D </=
|< D </= |
| | |vedere | |3 luni |6 luni
|
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | P1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale bancilor | P4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale bancilor | P5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale cooperativelor| P13| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale cooperativelor| P14| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | P27| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere | P34| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen | P35| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Certificate de depozit | P36| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Carnete si librete de economii | P37| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | P49| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
- continuare -
______________________________________________________________________________
| Depozite noi |Cod | Sold mediu lunar calculat aferent
|
| |poz.| depozitelor noi cu durata
|
| | | initiala - D:
|
| |
|___________________________________|
| | |6 luni |1 an |D < 5
|Total |
| | |< D</= |< D </=
|ani | |
| | |12 luni |5 ani | |
|
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1
|14|15|16|17|18|19|20|21|22|23|24|25|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | P1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale bancilor | P4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale bancilor | P5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere ale cooperativelor| P13| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen ale cooperativelor| P14| | | | | | | | | | | |
|
|de credit afiliate | | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | P27| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la vedere | P34| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Depozite la termen | P35| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Certificate de depozit | P36| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Carnete si librete de economii | P37| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | P49| | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Depozite noi |Cod | Corelatia cu planul de
|
| |pozitie| conturi pentru anexa 1b')
|
|_________________________________________|_______|____________________________|
| SECTORUL BANCAR | P1 | Total (rd. P4 + P5 + P13 +
|
| | | P14)
|
|_________________________________________|_______|____________________________|
| Depozite la vedere ale bancilor | P4 | 1321
|
|_________________________________________|_______|____________________________|
| Depozite la termen ale bancilor | P5 | 1322 |
|_________________________________________|_______|____________________________|
| Depozite la vedere ale cooperativelor de| P13 | 17321
|
| credit afiliate | |
|
|_________________________________________|_______|____________________________|
| Depozite la termen ale cooperativelor de| P14 | 17322
|
| credit afiliate | |
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | P27 | Total (rd. P34 + P35 +
|
| | | P36 + P37)
|
|_________________________________________|_______|____________________________|
| Depozite la vedere | P34 | 2531
|
|_________________________________________|_______|____________________________|
| Depozite la termen | P35 | 2532
|
|_________________________________________|_______|____________________________|
| Certificate de depozit | P36 | 2541
|
|_________________________________________|_______|____________________________|
| Carnete si librete de economii | P37 | 2542
|
|_________________________________________|_______|____________________________|
| Total | P49 | P1 + P27 |
|_________________________________________|_______|____________________________|
ANEXA 2a)
Dobanda activa curenta
Denumirea bancii/casei centrale .................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
|Creante |C | Creante atasate aferente activelor bilantiere curente
|
|atasate si |o | cu durata initiala - D:
|
|alte |d
|______________________________________________________________|
|conturi de | |D </= |1 luna <|3 luni <|6 luni <|1 an < |D
> | Total |
|dobanzi |p |1 luna |D </= |D </= |D </= |D </= |5
ani | |
| |o | |3 luni |6 luni |12 luni |5 ani | |
|
| |z.
|________|________|________|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____| |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|14|15|16|17|18|19|20|21|22|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL |C1 | | | | | | | | | | | | | | | | | | | | |
|
|BANCAR | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |C2 | | | | | | | | | | | | | | | | | | | | |
|
|atasate | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Venituri |C3 | | | | | | | | | | | | | | | | | | | | | |
|inregistra-| | | | | | | | | | | | | | | | | | | | | |
|
|te in avans| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Dobanzi |C4 | | | | | | | | | | | | | | | | | | | | |
|
|aferente | | | | | | | | | | | | | | | | | | | | | |
|
|titlurilor | | | | | | | | | | | | | | | | | | | | | |
|
|de | | | | | | | | | | | | | | | | | | | | | |
|
|tranzactie | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de banci | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA |C5 | | | | | | | | | | | | | | | | | | | | |
|
|NEBANCARA | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |C6 | | | | | | | | | | | | | | | | | | | | |
|
|atasate | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Venituri |C7 | | | | | | | | | | | | | | | | | | | | |
|
|inregistra-| | | | | | | | | | | | | | | | | | | | | |
|
|te in avans| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Dobanzi |C8 | | | | | | | | | | | | | | | | | | | | |
|
|aferente | | | | | | | | | | | | | | | | | | | | | |
|
|titlurilor | | | | | | | | | | | | | | | | | | | | | |
|
|de | | | | | | | | | | | | | | | | | | | | | |
|
|tranzactie | | | | | | | | | | | | | | | | | | | | | |
|
|cu venit | | | | | | | | | | | | | | | | | | | | | |
|
|fix emise | | | | | | | | | | | | | | | | | | | | | |
|
|de | | | | | | | | | | | | | | | | | | | | | |
|
|clientela | | | | | | | | | | | | | | | | | | | | | |
|
|nebancara | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Total |C9 | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Creante atasate si alte conturi| Cod | Corelatia cu planul de conturi
|
| de dobanzi |pozitie| pentru anexa 2a)
|
|________________________________|_______|_____________________________________|
| SECTORUL BANCAR | C1 | C2 la C4
|
|________________________________|_______|_____________________________________|
| Creante atasate | C2 |
1171+1271+1317+1417+1517+1617+17171+|
| | | 17317+17417+17617+2017+30117+30257+
|
| | | 3037+3047+407+417
|
|________________________________|_______|_____________________________________|
| Venituri inregistrate in avans | C3 | 376
|
|________________________________|_______|_____________________________________|
| Dobanzi aferente titlurilor de | |
|
| tranzactie cu venit fix emise | | |
| de banci | C4 | 30212
|
|________________________________|_______|_____________________________________|
| CLIENTELA NEBANCARA | C5 | C6 la C8 |
|________________________________|_______|_____________________________________|
| Creante atasate | C6 | 2017+2027+2037+2047+2057+2067+2317+
|
| | | 2417+25171+2617+30117+30257+3037+
|
| | | 3047+407+417
|
|________________________________|_______|_____________________________________|
| Venituri inregistrate in avans | C7 | 376
|
|________________________________|_______|_____________________________________|
| Dobanzi aferente titlurilor de | |
|
| tranzactie cu venit fix emise | |
|
| de clientela nebancara | C8 | 30212
|
|________________________________|_______|_____________________________________|
| Total | C9 | C1 + C5
|
|________________________________|_______|_____________________________________|
ANEXA 2a')
Dobanda aferenta creditelor noi
Denumirea bancii/casei centrale .................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
|Creante |C | Creante atasate aferente creditelor noi
|
|atasate si |o | cu durata initiala - D:
|
|alte |d
|______________________________________________________________|
|conturi de | |D </= |1 luna <|3 luni <|6 luni <|1 an < |D
> | Total |
|dobanzi |p |1 luna |D </= |D </= |D </= |D </= |5
ani | |
| |o | |3 luni |6 luni |12 luni |5 ani | |
|
| |z.
|________|________|________|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____| |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|14|15|16|17|18|19|20|21|22|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL |C1 | | | | | | | | | | | | | | | | | | | | |
|
|BANCAR | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |C2 | | | | | | | | | | | | | | | | | | | | |
|
|atasate | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Venituri |C3 | | | | | | | | | | | | | | | | | | | | |
|
|inregistra-| | | | | | | | | | | | | | | | | | | | | |
|
|te in avans| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA |C4 | | | | | | | | | | | | | | | | | | | | |
|
|NEBANCARA | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Creante |C5 | | | | | | | | | | | | | | | | | | | | |
|
|atasate | | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Venituri |C6 | | | | | | | | | | | | | | | | | | | | |
|
|inregistra-| | | | | | | | | | | | | | | | | | | | | |
|
|te in avans| | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
|Total |C7 | | | | | | | | | | | | | | | | | | | | |
|
|___________|___|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Creante atasate si alte conturi| Cod | Corelatia cu planul de conturi
|
| de dobanzi |pozitie| pentru anexa 2a')
|
|________________________________|_______|_____________________________________|
| SECTORUL BANCAR | C1 | rd. C2 la C3
|
|________________________________|_______|_____________________________________|
| Creante atasate | C2 | 1417+1517+17417+2017+30117+407
|
|________________________________|_______|_____________________________________|
| Venituri inregistrate in avans | C3 | 376 |
|________________________________|_______|_____________________________________|
| CLIENTELA NEBANCARA | C4 | rd. C5 la C6
|
|________________________________|_______|_____________________________________|
| Creante atasate | C5 | 2017+2027+2037+2047+2057+2067+2317+
|
| | | 2417+25171+30117+407
|
|________________________________|_______|_____________________________________|
| Venituri inregistrate in avans | C6 | 376
|
|________________________________|_______|_____________________________________|
| Total | C7 | C1 + C4
|
|________________________________|_______|_____________________________________|
ANEXA 2b)
Dobanda pasiva
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
| Datorii atasate si alte |Cod | Datorii atasate aferente
|
| conturi de dobanzi |poz.| obligatiilor bilantiere
|
| | | cu durata initiala - D:
|
| |
|___________________________________|
| | |Scadenta|D </= |1 luna <|3
luni <|
| | |la |1 luna |D </= |D
</= |
| | |vedere | |3 luni |6 luni
|
| | |________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | D1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D2 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D3 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | D4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D6 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | D7 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
- continuare -
______________________________________________________________________________
| Datorii atasate si alte |Cod | Datorii atasate aferente
|
| conturi de dobanzi |poz.| obligatiilor bilantiere
|
| | | cu durata initiala - D:
|
| | |___________________________________|
| | |6 luni <|1 an < |D < 5
|Total |
| | |D </= |D </= |ani
| |
| | |12 luni |5 ani | | |
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1
|14|15|16|17|18|19|20|21|22|23|24|25|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | D1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D2 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D3 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | D4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D6 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | D7 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Datorii atasate si alte conturi de | Cod | Corelatia cu planul de
|
| dobanzi |pozitie| conturi pentru anexa 2b)
|
|_________________________________________|_______|____________________________|
| SECTOR BANCAR | D1 | Total (rd. D2 + rd. D3)
|
|_________________________________________|_______|____________________________|
| Datorii atasate | D2 | 1172 + 1272 + 1327 + 1427
+|
| | | 1527 + 1627 + 17172 +
|
| | | 17327 + 17427 + 17627 +
|
| | | 30127 + 30277 + 3217 +
|
| | | 3227 + 3257 + 3267 + 537
|
|_________________________________________|_______|____________________________|
| Cheltuieli inregistrate in avans | D3 | 375
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | D4 | Total (rd. D5 + rd. D6)
|
|_________________________________________|_______|____________________________|
| Datorii atasate | D5 | 2327 + 2437 + 25172 +
|
| | | 2527 + 2537 + 2547 + 2557
+|
| | | 2567 + 2587 + 2627 +
|
| | | 30127 + 30277 + 3227 +
|
| | | 3257 + 3257 + 3267 + 3567
+|
| | | 537
|
|_________________________________________|_______|____________________________|
| Cheltuieli inregistrate in avans | D6 | 375
|
|_________________________________________|_______|____________________________|
| Total | D7 | D1 + D4
|
|_________________________________________|_______|____________________________|
ANEXA 2b')
Dobanda aferenta depozitelor noi
Denumirea bancii/casei centrale ...................................
Data raportarii: [ / / ]
Moneda:
mii lei/mii Euro/mii USD
______________________________________________________________________________
| Datorii atasate si alte |Cod | Datorii atasate aferente
|
| conturi de dobanzi |poz.| depozitelor noi
|
| | | cu durata initiala - D:
|
| |
|___________________________________|
| | |Scadenta|D </= |1 luna <|3
luni <|
| | |la |1 luna |D </= |D
</= |
| | |vedere | |3 luni |6 luni
|
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1 | 2| 3| 4| 5| 6| 7| 8|
9|10|11|12|13|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | D1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D2 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D3 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | D4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D6 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | D7 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
- continuare -
______________________________________________________________________________
| Datorii atasate si alte |Cod | Datorii atasate aferente
|
| conturi de dobanzi |poz.| depozitelor noi
|
| | | cu durata initiala - D:
|
| |
|___________________________________|
| | |6 luni <|1 an < |D > 5
|Total |
| | |D </= |D </= |ani
| |
| | |12 luni |5 ani | |
|
| |
|________|________|________|________|
| | |1*| 2* |1*| 2* |1*| 2* |1*| 2*
|
| | | |_____| |_____| |_____|
|_____|
| | | |3*|4*| |3*|4*| |3*|4*|
|3*|4*|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
| 0 | 1
|14|15|16|17|18|19|20|21|22|23|24|25|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|SECTORUL BANCAR | D1 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D2 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D3 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|CLIENTELA NEBANCARA | D4 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Datorii atasate | D5 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Cheltuieli inregistrate in avans | D6 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
|Total | D7 | | | | | | | | | | | |
|
|_____________________________________|____|__|__|__|__|__|__|__|__|__|__|__|__|
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
______________________________________________________________________________
| Datorii atasate si alte conturi de | Cod | Corelatia cu planul de
|
| dobanzi |pozitie| conturi pentru anexa 2b')
|
|_________________________________________|_______|____________________________|
| SECTOR BANCAR | D1 | Total (rd. D2 + rd. D3)
|
|_________________________________________|_______|____________________________|
| Datorii atasate | D2 | 1327 + 17327
|
|_________________________________________|_______|____________________________|
| Cheltuieli inregistrate in avans | D3 | 375
|
|_________________________________________|_______|____________________________|
| CLIENTELA NEBANCARA | D4 | Total (rd. D5 + rd. D6)
|
|_________________________________________|_______|____________________________|
| Datorii atasate | D5 | 2537 + 2547 |
|_________________________________________|_______|____________________________|
| Cheltuieli inregistrate in avans | D6 | 375
|
|_________________________________________|_______|____________________________|
| Total | D7 | D1 + D4
|
|_________________________________________|_______|____________________________|
ANEXA 3
Determinarea ratelor medii ale dobanzii active curente si a ratelor medii
ale dobanzii pasive
Denumirea bancii/casei centrale ...................................
Data raportarii: --/--/-- [zz/ll/aaaa]
Moneda: ROL [ ] USD [ ] EUR [ ] (mii)
______________________________________________________________________________
| INDICATORI |Nr. | Durata initiala a activelor bilantiere curente si
|
| |rand| a obligatiilor bilantiere
|
| |
|__________________________________________________________|
| | |Scadenta|D </= |1 luna |3 luni |6 luni |1 an <|D
> |Total|
| | |la |1 luna|< D </=|< D </=|< D
</=|D </= |5 ani| |
| | |vedere | |3 luni |6 luni |12 luni|5 ani | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|ACTIVE BILANTIERE CURENTE
|
|SECTOR BANCAR
|
|______________________________________________________________________________|
|Dobanda activa| 1 | X | | | | | | |
|
|curenta | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a) | | | | | | | | |
|
|rd. C1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 2 | X | | | | | | |
|
|lunar aferent | | | | | | | | | |
|activelor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a) | | | | | | | | |
|
|rd. A1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 3 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|active curente| | | | | | | | |
|
|(rd. 1 * 100 | | | | | | | | |
|
|* 12/rd. 2)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|SECTOR NEBANCAR
|
|Sector neguvernamental
|
|Persoane fizice |
|______________________________________________________________________________|
|Dobanda activa| 4 | X | | | | | | |
|
|curenta | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a) | | | | | | | | |
|
|rd. C5, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 5 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|activelor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a) | | | | | | | | |
|
|rd. A28 | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 6 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|active curente| | | | | | | | |
|
|(rd. 4 * 100 | | | | | | | | |
|
|* 12/rd. 5)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Persoane juridice
|
|______________________________________________________________________________|
|Dobanda activa| 7 | X | | | | | | |
|
|curenta | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a) | | | | | | | | |
|
|rd. C5, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 8 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|activelor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a) | | | | | | | | |
|
|rd. A28 | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 9 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|active curente| | | | | | | | |
|
|(rd. 7 * 100 | | | | | | | | |
|
|* 12/rd. 8)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sector guvernamental
|
|______________________________________________________________________________|
|Dobanda activa| 10 | X | | | | | | |
|
|curenta | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a) | | | | | | | | |
|
|rd. C5, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 11 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|activelor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a) | | | | | | | | |
|
|rd. A28 | | | | | | | | | |
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 12 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|active curente| | | | | | | | |
|
|(rd. 10 * 100 | | | | | | | | |
|
|* 12/rd. 11)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|TOTAL ACTIV BILANTIER CURENT
|
|______________________________________________________________________________|
|Dobanda activa| 13 | X | | | | | | |
|
|curenta | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a) | | | | | | | | |
|
|rd. C9, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 14 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|activelor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a) | | | | | | | | |
|
|rd. A49, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 15 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|active curente| | | | | | | | |
|
|(rd. 13 * 100 | | | | | | | | |
|
|* 12/rd. 14)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|OBLIGATII BILANTIERE |
|SECTOR BANCAR
|
|______________________________________________________________________________|
|Dobanda pasiva| 16 | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2b) | | | | | | | | |
|
|rd. D1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 17 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|obligatiilor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1b) | | | | | | | | |
|
|rd. P1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 18 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|pasive | | | | | | | | |
|
|(rd. 16 * 100 | | | | | | | | |
|
|* 12/rd. 17)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|SECTOR NEBANCAR
|
|Sector neguvernamental
|
|Persoane fizice
|
|______________________________________________________________________________|
|Dobanda pasiva| 19 | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2b) | | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 20 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|obligatiilor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1b) | | | | | | | | |
|
|rd. P27, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 21 | | | | | | | |
|
|dobanzii | | | | | | | | | |
|pasive | | | | | | | | |
|
|(rd. 19 * 100 | | | | | | | | |
|
|* 12/rd. 20)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Persoane juridice
|
|______________________________________________________________________________|
|Dobanda pasiva| 22 | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2b) | | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 23 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|obligatiilor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1b) | | | | | | | | |
|
|rd. P27, | | | | | | | | | |
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 24 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|pasive | | | | | | | | |
|
|(rd. 22 * 100 | | | | | | | | |
|
|* 12/rd. 23)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sector guvernamental
|
|______________________________________________________________________________|
|Dobanda pasiva| 25 | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2b) | | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 26 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|obligatiilor | | | | | | | | |
|
|bilantiere | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1b) | | | | | | | | |
|
|rd. P27, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 27 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|pasive | | | | | | | | |
|
|(rd. 25 * 100 | | | | | | | | |
|
|* 12/rd. 26)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|TOTAL OBLIGATII BILANTIERE |
|______________________________________________________________________________|
|Dobanda pasiva| 28 | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2b) | | | | | | | | |
|
|rd. D7, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 29 | | | | | | | |
|
|lunar debitor | | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1b) | | | | | | | | |
|
|rd. P49, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 30 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|pasive | | | | | | | | |
|
|(rd. 28 * 100 | | | | | | | | |
|
|* 12/rd. 29)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
Conducatorul bancii, Conducatorul Intocmit de:
..................... compartimentului Numele si prenumele:
.............
(numele si prenumele) financiar-contabil, Telefon/interior:
................
.....................
(numele si prenumele)
------------
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* - aferent persoanelor fizice
4* - aferent persoanelor juridice
ANEXA 3'
Determinarea ratelor medii ale dobanzii aferente creditelor noi si a
ratelor medii ale dobanzii aferente depozitelor noi
Denumirea bancii/casei centrale ...................................
Data raportarii: --/--/-- [zz/ll/aaaa]
Moneda: ROL [ ] USD [ ] EUR [ ] (mii)
______________________________________________________________________________
| INDICATORI |Nr. | Durata initiala a creditelor noi si a depozitelor noi
|
| |rand|__________________________________________________________|
| | |Scadenta|D </= |1 luna |3 luni |6 luni |1 an <|D
> |Total|
| | |la |1 luna|< D </=|< D </=|< D
</=|D </= |5 ani| |
| | |vedere | |3 luni |6 luni |12 luni|5 ani | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|CREDITE NOI
|
|SECTOR BANCAR |
|______________________________________________________________________________|
|Dobanda | 1 | X | | | | | | |
|
|aferenta | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a')| | | | | | | | |
|
|rd. C1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 2 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a')| | | | | | | | |
|
|rd. A1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 3 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(rd. 1 * 100 | | | | | | | | |
|
|* 12/rd. 2)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|SECTOR NEBANCAR
|
|Sector neguvernamental
|
|Persoane fizice
|
|______________________________________________________________________________|
|Dobanda | 4 | X | | | | | | |
|
|aferenta | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a')| | | | | | | | |
|
|rd. C4, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 5 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a')| | | | | | | | |
|
|rd. A28 | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 6 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(rd. 4 * 100 | | | | | | | | |
|
|* 12/rd. 5)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Persoane juridice
|
|______________________________________________________________________________|
|Dobanda | 7 | X | | | | | | |
|
|aferenta | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a')| | | | | | | | |
|
|rd. C4, | | | | | | | | |
|
|col. 4*) | | | | | | | | | |
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 8 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a' | | | | | | | | |
|
|rd. A28 | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 9 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(rd. 7 * 100 | | | | | | | | |
|
|* 12/rd. 8)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sector guvernamental
|
|______________________________________________________________________________|
|Dobanda | 10 | X | | | | | | |
|
|aferenta | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a')| | | | | | | | |
|
|rd. C4, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 11 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a')| | | | | | | | |
|
|rd. A28 | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 12 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(rd. 10 * 100 | | | | | | | | |
|
|* 12/rd. 11)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|TOTAL CREDITE NOI
|
|______________________________________________________________________________|
|Dobanda | 13 | X | | | | | | |
|
|aferenta | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 2a')| | | | | | | | |
|
|rd. C7, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 14 | X | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(formular | | | | | | | | |
|
|anexa nr. 1a')| | | | | | | | |
|
|rd. A49, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 15 | X | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|creditelor noi| | | | | | | | |
|
|(rd. 13 * 100 | | | | | | | | |
|
|* 12/rd. 14)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|DEPOZITE NOI
|
|SECTOR BANCAR |
|______________________________________________________________________________|
|Dobanda | 16 | | | | | | | |
|
|aferenta | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 2b')| | | | | | | | |
|
|rd. D1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 17 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 1b')| | | | | | | | |
|
|rd. P1, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 18 | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (rd. 16 | | | | | | | | |
|
|* 100 | | | | | | | | |
|
|* 12/rd. 17)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|SECTOR NEBANCAR
|
|Sector neguvernamental |
|Persoane fizice
|
|______________________________________________________________________________|
|Dobanda | 19 | | | | | | | | |
|aferenta | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 2b')| | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 20 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 1b')| | | | | | | | |
|
|rd. P27, | | | | | | | | |
|
|col. 3*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 21 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (rd. 19 | | | | | | | | |
|
|* 100 | | | | | | | | |
|
|* 12/rd. 20)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Persoane juridice
|
|______________________________________________________________________________|
|Dobanda | 22 | | | | | | | |
|
|aferenta | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 2b')| | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 23 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 1b')| | | | | | | | |
|
|rd. P27, | | | | | | | | |
|
|col. 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 24 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (rd. 22 | | | | | | | | |
|
|* 100 | | | | | | | | |
|
|* 12/rd. 23)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sector guvernamental
|
|______________________________________________________________________________|
|Dobanda | 25 | | | | | | | |
|
|aferenta | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 2b')| | | | | | | | |
|
|rd. D4, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 26 | | | | | | | | |
|lunar aferent | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 1b')| | | | | | | | |
|
|rd. P27, | | | | | | | | |
|
|col. 1*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 27 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (rd. 25 | | | | | | | | |
|
|* 100 | | | | | | | | |
|
|* 12/rd. 26)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|TOTAL DEPOZITE NOI |
|______________________________________________________________________________|
|Dobanda | 28 | | | | | | | |
|
|aferenta | | | | | | | | | |
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 2b')| | | | | | | | |
|
|rd. D7, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Sold mediu | 29 | | | | | | | |
|
|lunar aferent | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (formular | | | | | | | | |
|
|anexa nr. 1b')| | | | | | | | |
|
|rd. P49, | | | | | | | | |
|
|col. 1* + 3* | | | | | | | | |
|
|+ 4*) | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
|Rata medie a | 30 | | | | | | | |
|
|dobanzii | | | | | | | | |
|
|aferente | | | | | | | | |
|
|depozitelor | | | | | | | | |
|
|noi (rd. 28 | | | | | | | | |
|
|* 100 | | | | | | | | |
|
|* 12/rd. 29)% | | | | | | | | |
|
|______________|____|________|______|_______|_______|_______|______|_____|_____|
Conducatorul bancii, Conducatorul Intocmit de:
..................... compartimentului Numele si prenumele:
.............
(numele si prenumele) financiar-contabil, Telefon/interior:
................
.....................
(numele si prenumele)
------------
1* - aferent sectorului guvernamental
2* - aferent sectorului neguvernamental
3* aferent persoanelor fizice
4* aferent persoanelor juridice