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DECRET Nr

DECRET   Nr. 311 din  9 august 1954

pentru stabilirea dobanzii legale

ACT EMIS DE: MAREA ADUNARE NATIONALA

ACT PUBLICAT IN: BULETINUL OFICIAL  NR. 38 din  9 august 1954


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    Prezidiul Marii Adunari Nationale a Republicii Populare Romane, decreteaza:

    Art. 1
    In cazul cand potrivit dispozitiilor legale sau prevederilor contractuale, o obligatie este producatoare de dobanzi, fara sa se arate cuantumul acestora, se va plati dobanda legala, care se stabileste la 6% (sase la suta) pe an.
    Art. 2
    Dobanda stabilita in conventii nu poate depasi dobanda legala prevazuta de art. 1.
    Obligatia de a plati o dobanda mai mare este nula de drept si creditorul care a pretins o asemenea dobanda pierde si dreptul la dobanda legala, deosebit de aplicarea sanctiunilor prevazute de legea penala.
    Dobanzile incasate in asemenea cazuri de creditori, revin statului.
    Art. 3
    Dobanda se va calcula numai asupra cuantumului sumei imprumutate. Ea nu poate fi perceputa anticipat.
    Art. 4
    Prin derogare de la art. 2 si 3, dobanda perceputa sau platita de Banca de Stat a Republicii Populare Romane sau de catre alte institutii bancare, precum si modul ei de calcul, pot fi stabilite altfel prin dispozitii legale speciale, iar cele stabilite pana in prezent pe aceasta cale raman in vigoare.
    Art. 5
    In cazul cand partile n-au convenit asupra unui alt mod de plata, dobanzile se platesc lunar.
    Art. 6
    Dispozitiile prezentului decret se aplica pentru timpul ce curge de la data publicarii decretului si pentru dobanzile de orice fel, stabilite anterior intrarii in vigoare a acestuia.
    Dobanzile datorate si neincasate pana la data intrarii in vigoare a prezentului decret se vor calcula si percepe, de asemenea, potrivit prevederilor acestuia, in cazul cand cuantumul dobanzilor nu era stabilit prin acte normative speciale sau prin insusi actul ce stabileste obligatia de plata a dobanzii.
    Art. 7
    Decretul lege pentru stabilirea dobanzilor si inlaturarea cametei, publicat in Monitorul Oficial nr. 102 din 5 mai 1938, precum si toate dispozitiile contrare prezentului decret se abroga.




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COMENTARII la Decretul 311/1954

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