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Hotărârea Nr.909 din 08.12.2016

pentru modificarea şi completarea Hotărârii Guvernului nr. 799/2014 privind implementarea Programului operaţional Ajutorarea persoanelor defavorizate
ACT EMIS DE: Guvernul Romaniei
ACT PUBLICAT ÎN MONITORUL OFICIAL NR. 991 din 08 decembrie 2016




În temeiul art. 108 din Constituţia României, republicată,Guvernul României adoptă prezenta hotărâre. Articolul IHotărârea Guvernului nr. 799/2014 privind implementarea Programului operaţional Ajutorarea persoanelor defavorizate, publicată în Monitorul Oficial al României, Partea I, nr. 688 din 19 septembrie 2014, cu modificările şi completările ulterioare, se modifică şi se completează după cum urmează: 1. Articolul 1 se modifică şi va avea următorul cuprins: Articolul 1Prezenta hotărâre stabileşte cadrul instituţional şi procedural de gestionare a fondului de ajutor european destinat celor mai defavorizate persoane şi cadrul legal privind eligibilitatea cheltuielilor efectuate de beneficiari în cadrul operaţiunilor finanţate din acest fond. 2. La articolul 6, după alineatul (2) se introduc patru noi alineate , alineatele (21)-(24), cu următorul cuprins: (21) Ministerul Fondurilor Europene, prin Direcţia coordonare sistem şi monitorizare, este responsabil cu desemnarea şi monitorizarea desemnării autorităţilor cu rol în gestionarea şi controlul Programului operaţional Ajutorarea persoanelor defavorizate. (22) Prin ordin al ministrului fondurilor europene se desemnează autorităţile care îndeplinesc rolul de autoritate de management şi autoritate de certificare, pe baza raportului şi a opiniei emise de către autoritatea de audit. (23) Calitatea de autoritate desemnată se poate retrage prin ordin al ministrului fondurilor europene, în cazul în care rezultatele auditului şi ale verificărilor/controalelor relevante efectuate la nivelul autorităţii desemnate arată că autoritatea desemnată nu mai îndeplineşte criteriile iniţiale pe baza cărora autoritatea de audit a emis raportul şi opinia în vederea desemnării şi nu a întreprins măsurile de remediere dispuse în conformitate cu art. 35 alin. (5) din Regulamentul (UE) nr. 223/2014. (24) În vederea monitorizării desemnării, autoritatea desemnată are obligaţia transmiterii către Ministerul Fondurilor Europene - Direcţia coordonare sistem şi monitorizare a proiectelor de raport de audit şi a rapoartelor finale de audit în termen de maximum 3 zile lucrătoare de la data primirii acestora, precum şi a rezultatelor verificărilor/controalelor relevante efectuate la nivelul autorităţii desemnate în termen de 3 zile lucrătoare de la data aprobării acestora. 3. La articolul 7, alineatul (4) se modifică şi va avea următorul cuprins:(4) Regulile generale de eligibilitate, precum şi tipurile de cheltuieli eligibile sunt prevăzute în anexa nr. 1. 4. Articolul 8 se modifică şi va avea următorul cuprins: Articolul 8Atribuţiile instituţiilor responsabile cu gestionarea şi controlul Programului operaţional Ajutorarea persoanelor defavorizate, precum şi ale instituţiilor publice centrale şi locale cu responsabilităţi în implementarea programului sunt prezentate în anexa nr. 2. 5. După articolul 9 se introduce un nou articol, articolul 10, cu următorul cuprins: Articolul 10 - Anexele nr1 şi 2 fac parte integrantă din prezenta hotărâre. Articolul II(1) Anexa nr. 1 la Hotărârea Guvernului nr. 799/2014, cu modificările şi completările ulterioare, va avea conţinutul prevăzut în anexa nr. 1 „Reguli generale de eligibilitate şi tipuri de cheltuieli eligibile" la prezenta hotărâre.(2) Anexa la Hotărârea Guvernului nr. 799/2014, cu modificările şi completările ulterioare, „Atribuţiile instituţiilor publice centrale şi locale cu responsabilităţi în aplicarea şi derularea Programului operaţional Ajutorarea persoanelor defavorizate" se modifică şi se înlocuieşte cu anexa nr. 2 la prezenta hotărâre. PRIM-MINISTRU DACIAN JULIEN CIOLOŞ Contrasemnează: Ministrul fondurilor europene, Dragoş Cristian Dinu Viceprim-ministru, ministrul dezvoltării regionale şi administraţiei publice, Vasile Dîncu Ministrul afacerilor interne, Ioan-Dragoş Tudorache p. Ministrul afacerilor externe, Marius Cristian Bădescu, secretar de stat Ministrul muncii, familiei, protecţiei sociale şi persoanelor vârstnice, Dragoş-Nicolae Pîslaru Ministrul educaţiei naţionale şi cercetării ştiinţifice, Mircea Dumitru Ministrul finanţelor publice, Anca Dana Dragu ANEXA Nr. 1(Anexa nr. 1 la Hotărârea Guvernului nr. 799/2014) Reguli generale de eligibilitate şi tipuri de cheltuieli eligibile Articolul 1Regulile generale de eligibilitate sunt următoarele: 1. Pentru a fi eligibilă, o cheltuială trebuie să îndeplinească cumulativ următoarele condiţii cu caracter general: a)să fie angajată de către beneficiar şi plătită de acesta în condiţiile legii între 1 decembrie 2013 şi 31 decembrie 2023, cu respectarea perioadei de implementare stabilite de către autoritatea de management prin contractul/decizia/ordinul de finanţare, în conformitate cu art. 22 (2) din Regulamentul (UE) nr. 223/2014; b)să fie însoţită de facturi emise în conformitate cu prevederile legislaţiei naţionale sau a statului în care acestea au fost emise ori de alte documente contabile pe baza cărora se înregistrează obligaţia de plată şi de documente justificative privind efectuarea plăţii şi realitatea cheltuielii efectuate, pe baza cărora cheltuielile să poată fi verificate/controlate/auditate, cu respectarea prevederilor art. 41 alin. (3) din Regulamentul (UE) nr. 223/2014, cu excepţia formelor de sprijin menţionate la art. 25 alin. (1) lit. b), c) şi d) din Regulamentul (UE) nr. 223/2014; c)să fie în conformitate cu prevederile programului; d)să fie în conformitate cu contractul/decizia/ordinul de finanţare, încheiat/încheiată între autoritatea de management şi beneficiar; e)să fie rezonabilă şi necesară realizării operaţiunii; f)să respecte prevederile legislaţiei Uniunii Europene şi naţionale aplicabile; g)să fie înregistrată în contabilitatea beneficiarului, ţinându-se cont de prevederile art. 25 din Regulamentul (UE) nr. 223/2014.2. Cheltuielile efectuate în cadrul operaţiunilor sunt eligibile, în conformitate cu prevederile art. 26 din Regulamentul (UE) nr. 223/2014 3. Cheltuielile realizate în cadrul operaţiunilor care au fost încheiate în mod fizic sau implementate integral înainte de depunerea de către beneficiar a cererii de finanţare în cadrul programului nu sunt eligibile indiferent dacă toate plăţile aferente au fost efectuate de către beneficiar, în conformitate cu prevederile art. 22 alin. (3) din Regulamentul (UE) nr. 223/2014. Articolul 2În cadrul operaţiunilor P1 - Lipsa alimentelor de bază şi P2 - Precaritate materială de bază la copii (lipsa materialelor şcolare) din POAD sunt eligibile următoarele cheltuieli: a)costurile achiziţionării de alimente şi/sau asistenţă materială de bază; b)în cazul în care un organism public achiziţionează alimente sau asistenţă materială de bază şi le furnizează organizaţiilor partenere, costurile transportării alimentelor sau ale achiziţionării asistenţei materiale de bază la depozitele organizaţiilor partenere şi costurile de depozitare la o rată fixă de 1% din costurile menţionate la lit. a) sau, în cazuri justificate în mod corespunzător, costurile angajate şi plătite; c)costurile administrative, de transport şi de depozitare suportate de organizaţiile partenere, la o rată fixă de 5% din costurile menţionate la lit. a); sau 5% din valoarea produselor alimentare desfăcute în conformitate cu art. 16 din Regulamentul (UE) nr. 1.308/2013; d)costurile colectării, transportului, depozitării şi distribuirii donaţiilor de produse alimentare şi ale activităţilor de sensibilizare legate în mod direct de acestea, angajate şi plătite de organizaţiile partenere; e)costurile activităţilor auxiliare desfăşurate şi declarate de organizaţiile partenere care oferă în mod direct sau în cadrul unor acorduri de cooperare produsele alimentare şi/sau asistenţa materială de bază celor mai defavorizate persoane, la o rată fixă de 5% din costurile menţionate la lit. a). Articolul 3În cadrul asistenţei tehnice sunt eligibile următoarele cheltuieli: În condiţiile respectării unui plafon de 5% din sumele alocate din fond, prin programul operaţional se pot finanţa cheltuieli privind pregătirea, gestionarea, monitorizarea, asistenţa tehnică, auditul, informarea, măsurile de control şi evaluare, asistenţa tehnică şi consolidarea capacităţilor organizaţiilor partenere: a)Cheltuieli pentru întărirea capacităţii administrative a diferitelor autorităţi cu responsabilităţi în gestionarea, controlul şi implementarea acestui program operaţional:1. cheltuieli de personal pentru personalul angajat în structura care asigură gestionarea programului şi pentru personalul din cadrul unităţilor de implementare a proiectelor organizate la nivelul Ministerului Fondurilor Europene şi Ministerului Educaţiei Naţionale şi Cercetării Ştiinţifice, conform legislaţiei în vigoare; 2. cheltuieli pentru îmbunătăţirea calificării, organizarea întâlnirilor, conferinţelor, cursurilor, călătoriilor de studiu pentru personalul implicat în implementarea şi gestionarea POAD; 3. cheltuieli de deplasare şi cazare pentru personalul angajat în structura care asigură gestionarea, controlul şi auditul programului şi pentru personalul din cadrul unităţilor de implementare a proiectelor organizate la nivelul Ministerului Fondurilor Europene şi Ministerului Educaţiei Naţionale şi Cercetării Ştiinţifice conform Hotărârii Guvernului nr. 1.860/2006 privind drepturile şi obligaţiile personalului autorităţilor şi instituţiilor publice pe perioada delegării şi detaşării în altă localitate, precum şi în cazul deplasării, în cadrul localităţii, în interesul serviciului, cu modificările şi completările ulterioare; 4. cheltuieli cu achiziţia de echipamente IT şi de birotică, materiale consumabile şi accesorii pentru structura care asigură gestionarea programului şi pentru unităţile de implementare a proiectelor organizate la nivelul Ministerului Fondurilor Europene şi Ministerului Educaţiei Naţionale şi Cercetării Ştiinţifice; 5. cheltuieli de operare a echipamentelor, achiziţia de licenţe şi softuri, ca şi servicii ITC pentru implementarea eficientă a programului pentru structura care asigură gestionarea programului şi pentru unităţile de implementare a proiectelor; 6. cheltuieli cu dezvoltarea şi mentenanţa sistemului IT care sprijină operarea POAD pentru structura care asigură gestionarea programului şi pentru unităţile de implementare a proiectelor; 7. cheltuieli cu realizarea de proceduri de lucru pentru implementarea programului. b)Vizibilitate, informare şi comunicare:1. cheltuieli pentru organizarea de campanii de informare realizate de AM; 2. cheltuieli pentru implementarea de activităţi de informare şi promovare. c)Controlul şi auditul operaţiunilor:1. cheltuieli de sprijinire a activităţii de control la nivelul AM; 2. cheltuieli de sprijinire a verificării la faţa locului; 3. cheltuieli de sprijinire a verificării de calitate a produselor oferite; 4. cheltuieli cu auditul programului. d)Evaluarea programului operaţional:1. cheltuieli cu pregătirea de analize, studii, raportări, evaluări; 2. costuri financiare ale procesului de evaluare. e)La nivel de organizaţii partenere prin asistenţă tehnică se pot achiziţiona servicii de instruire a personalului (financiar, verificări), echipamente IT, de birotică, softuri pentru sistemul de monitorizare necesare pentru proiect. Tipurile de cheltuieli finanţate pentru organizaţiile partenere vor fi detaliate în Ghidul solicitantului. Articolul 4Următoarele costuri nu sunt eligibile pentru a beneficia de sprijin din programul operaţional: a)dobânzile aferente datoriilor; b)furnizarea de infrastructură; c)costurile bunurilor folosite anterior; d)taxa pe valoarea adăugată, cu excepţia cazului în care aceasta nu se poate recupera în temeiul legislaţiei naţionale privind TVA-ul. ANEXA Nr. 2(Anexa nr. 2 la Hotărârea Guvernului nr. 799/2014) Atribuţiile instituţiilor publice centrale şi locale cu responsabilităţi în aplicarea şi derularea Programului operaţional Ajutorarea persoanelor defavorizate (POAD) A. Instituţii cu rol în sistemul de management şi control al POAD 1. Ministerul Fondurilor Europene, în calitate de autoritate de management: a)gestionează POAD în conformitate cu principiul bunei gestiuni financiare; b)pune la dispoziţia beneficiarilor informaţii relevante pentru îndeplinirea sarcinilor care le revin şi, respectiv, implementarea operaţiunilor; c)instituie un sistem de înregistrare şi stocare în format electronic a datelor referitoare la fiecare operaţiune care sunt necesare pentru monitorizare, evaluare, gestiune financiară, verificare şi audit; d)se asigură că datele înregistrate în sistemul electronic sunt colectate, înregistrate şi stocate în conformitate cu dispoziţiile Directivei 95/46/CE şi, după caz, defalcate pe sexe; e)elaborează şi, după consultarea cu părţile interesate relevante, evitând conflictele de interese, transmite Comisiei rapoartele anuale şi finale de implementare; f)elaborează şi aplică proceduri şi/sau criterii de selectare adecvate care sunt nediscriminatorii şi transparente, conform programului operaţional aprobat; g)asigură faptul că operaţiunea selectată:• intră în domeniul de aplicare al fondului şi al programului operaţional; • îndeplineşte criteriile stabilite în programul operaţional şi la art. 22, 23 şi 26 din Regulamentul (UE) nr. 223/2014 al Parlamentului European şi al Consiliului privind Fondul de ajutor european destinat celor mai defavorizate persoane; • ia în considerare, după caz, principiile stabilite la art. 5 alin. (11), (12), (13) şi (14) din Regulamentul (UE) nr. 223/2014; h)întreprinde toate măsurile pentru ca beneficiarului să i se ofere un document care stabileşte condiţiile acordării sprijinului pentru fiecare operaţiune, inclusiv cerinţele specifice privind produsele sau serviciile care urmează a fi furnizate în cadrul operaţiunii, planul de finanţare şi termenul îndeplinirii; i)se asigură că beneficiarul are capacitatea administrativă, financiară şi operaţională pentru a îndeplini condiţiile menţionate la lit. g), înainte de aprobarea operaţiunii; j)se asigură că, în cazul în care operaţiunea a început înainte de data de depunere a unei cereri de finanţare către autoritatea de management, legislaţia aplicabilă relevantă pentru operaţiune a fost respectată; k)determină tipul de asistenţă materială care poate face obiectul cheltuielii aferente unei operaţiuni; l)verifică faptul că produsele cofinanţate au fost livrate şi că serviciile cofinanţate au fost prestate, precum şi faptul că beneficiarii au plătit cheltuielile declarate şi că acestea sunt în conformitate cu legislaţia aplicabilă, cu programul operaţional şi cu condiţiile de acordare a sprijinului pentru operaţiunea respectivă; m)efectuează următoarele tipuri de verificări:• verificări administrative referitoare la fiecare cerere de rambursare depusă de beneficiar; • verificări la faţa locului ale operaţiunilor. Verificările la faţa locului ale operaţiunilor individuale pot fi efectuate prin eşantionare. În cazul în care autoritatea de management este, de asemenea, şi beneficiar al programului operaţional, modalităţile de verificare asigură separarea adecvată a funcţiilor; n)se asigură că beneficiarii implicaţi în implementarea operaţiunilor rambursate pe baza costurilor eligibile suportate în mod real au fie un sistem de contabilitate separată, fie o codificare contabilă adecvată pentru toate tranzacţiile referitoare la o operaţiune; o)instituie măsuri eficace şi proporţionale de combatere a fraudelor, luând în considerare riscurile identificate; p)stabileşte proceduri pentru a se asigura că sunt păstrate toate documentele privind cheltuielile şi auditurile necesare pentru a se asigura o pistă de audit adecvată; q)întocmeşte declaraţia de gestiune şi rezumatul anual menţionate de art. 32 alin. (4) lit. (e) din Regulamentul (UE) nr. 223/2014; r)se asigură că toate documentele justificative privind cheltuielile sprijinite din fond pentru operaţiunile pentru care cheltuielile totale eligibile se ridică la mai puţin de 1.000.000 euro sunt puse la dispoziţia Comisiei şi a Curţii de Conturi Europene, la cerere, timp de trei ani începând cu data de 31 decembrie ce urmează transmiterii conturilor în care sunt incluse cheltuielile aferente operaţiunii respective. În cazul altor operaţiuni decât cele menţionate anterior, toate documentele justificative sunt puse la dispoziţie pe o perioadă de doi ani începând cu data de 31 decembrie ce urmează transmiterii conturilor în care sunt incluse cheltuielile finale aferente operaţiunii încheiate; s)primeşte de la unităţile de implementare, până la data de 1 mai a anului următor celui de raportare, un raport anual şi centralizează la nivel de ţară datele privind realizarea POAD, în vederea întocmirii şi transmiterii Raportului anual de implementare a POAD către Comisia Europeană până la data de 30 iunie a anului următor celui de raportare, conform art. 13 alin. (1) din Regulamentul (UE) nr. 223/2014; t)publică un rezumat al conţinutului fiecărui raport anual de implementare, precum şi al celui final; u)asigură funcţionarea sistemului de gestiune şi control, cu respectarea cerinţelor UE, în vederea asigurării rezonabilităţii şi se asigură că acest sistem funcţionează în mod eficient pentru prevenirea, detectarea şi sancţionarea fraudelor:• evaluează riscurile antifraudă; • stabileşte măsuri antifraudă şi elaborează planuri de combatere a fraudelor; • desfăşoară activităţi de conştientizare a personalului cu privire la riscul de fraudă; • asigură mecanisme de prevenire a fraudelor; • asigură mecanisme de detectare a fraudelor; • raportează suspiciunile de fraudă şi progres în activitatea de investigare a fraudelor; • implementează măsuri corective privind fraudele; • realizează analize privind suspiciunile de fraudă; • în cazul unei nereguli sistemice, extinde investigaţiile la toate operaţiunile care ar putea fi afectate; • previne, detectează, corectează neregulile şi recuperează sumele plătite necuvenit, împreună cu orice dobânzi aferente plăţilor întârziate; • notifică Comisia Europeană cu privire la neregulile care depăşesc 10.000 euro în contribuţii din partea fondului şi o ţine la curent cu privire la evoluţia semnificativă a procedurilor administrative şi juridice corespunzătoare; v)coordonează, monitorizează şi evaluează modul de implementare a POAD şi ia măsuri de creştere a eficienţei derulării, inclusiv prin emiterea de instrucţiuni ale ministrului fondurilor europene; w)primeşte şi analizează propunerile de îmbunătăţire a implementării programului şi ia măsuri în consecinţă; x)stabileşte formatul-cadru al tuturor documentelor necesare pentru implementarea programului; y)informează Comisia în termen de trei luni în legătură cu măsurile corective luate în urma primirii de la Comisia Europeană a unor observaţii cu privire la implementarea programului; z)în perioada de derulare a programului, poate evalua eficacitatea şi eficienţa acestuia. În acest sens va efectua un studiu structurat privind destinatarii finali în 2017 şi în 2022, în conformitate cu modelul adoptat de Comisia Europeană;aa) elaborează şi publică pe site-ul propriu, în format Excel, o listă de proiecte, contracte sau acţiuni sprijinite prin intermediul programului, actualizată cel puţin la fiecare 12 luni, care include minimum următoarele informaţii: numele şi adresa beneficiarului, cuantumul alocat beneficiarului din fondurile UE, tipul de acţiune materială vizat; bb) sub rezerva disponibilităţii fondurilor din prefinanţare şi din plăţile intermediare, rambursează beneficiarilor valoarea totală a cheltuielilor eligibile efectuate de către aceştia, cel târziu în termen de 90 de zile de la data depunerii cererii de plată de către beneficiar; cc) elaborează proceduri pentru gestionarea programului operaţional, în vederea asigurării îndeplinirii atribuţiilor ce îi revin; dd) stabileşte operaţiunile eligibile din cadrul programului operaţional gestionat prin elaborarea de documente programatice, de implementare (ghiduri, decizii, ordine etc.); ee) asigură monitorizarea implementării programului operaţional gestionat; ff) participă la reuniunile anuale cu Comisia Europeană pentru examinarea progresului implementării programului operaţional gestionat, în conformitate cu prevederile regulamentelor UE; gg) furnizează, în limita competenţelor, informaţiile necesare Ministerului Fondurilor Europene, autorităţii de certificare şi autorităţii de audit pentru îndeplinirea de către aceste instituţii a atribuţiilor; hh) asigură prevenirea, constatarea şi sancţionarea neregulilor, cu excepţia situaţiei prevăzute de art. 20 alin. (2) lit. d) din Ordonanţa de urgenţă a Guvernului nr. 66/2011 privind prevenirea, constatarea şi sancţionarea neregulilor apărute în obţinerea şi utilizarea fondurilor europene şi/sau a fondurilor publice naţionale aferente acestora, aprobată cu modificări şi completări prin Legea nr. 142/2012, cu modificările şi completările ulterioare, precum şi recuperarea sumelor plătite necuvenit, corespunzător prevederilor cap. IV din Ordonanţa de urgenţă a Guvernului nr. 66/2011, aprobată cu modificări şi completări prin Legea nr. 142/2012, cu modificările şi completările ulterioare; ii) asigură monitorizarea neregulilor corespunzător prevederilor art. 37 din Ordonanţa de urgenţă a Guvernului nr. 66/2011, aprobată cu modificări şi completări prin Legea nr. 142/2012, cu modificările şi completările ulterioare; jj) transmite autorităţii de certificare informaţiile prevăzute la art. 25 alin. (2) lit. g) din Normele metodologice de aplicare a prevederilor Ordonanţei de urgenţă a Guvernului nr. 66/2011 privind prevenirea, constatarea şi sancţionarea neregulilor apărute în obţinerea şi utilizarea fondurilor europene şi/sau a fondurilor publice naţionale aferente acestora, aprobate prin Hotărârea Guvernului nr. 875/2011, cu modificările şi completările ulterioare; kk) transmite CE prin sistemul AFIS-IMS rapoartele cazurilor de nereguli constatate la nivelul programului pe care îl gestionează, elaborate conform prevederilor art. 3 din Regulamentul delegat (UE) nr. 1972/2015 şi art. 2 din Regulamentul delegat (UE) nr. 1976/2015; ll) aplică corecţiile financiare la nivel de program, operaţiune, beneficiar, după caz, în conformitate cu prevederile legislaţiei europene şi naţionale; mm) transmite autorităţii de certificare raportări anuale privind sumele retrase din cererile de plată transmise către CE în scopul îndeplinirii atribuţiilor sale; nn) elaborează şi actualizează, ca urmare a modificărilor, cu sprijinul celorlalte structuri implicate, descrierea sistemului de management şi control pentru programul operaţional gestionat, potrivit anexei I la Regulamentul (UE) nr. 341/2015; oo) asigură înregistrarea şi actualizarea cu celeritate a informaţiilor în SMIS-CSNR, fiind responsabilă de acurateţea, integritatea şi nivelul de completare a datelor aferente activităţii sale; pp) elaborează şi încheie contracte de finanţare cu beneficiarii proiectelor aprobate, prin care se asigură de respectarea condiţiilor specifice referitoare la implementarea proiectului, în conformitate cu regulamentele UE aplicabile şi cu legislaţia naţională în vigoare; qq) elaborează documentele aferente programării bugetare a surselor reprezentând fonduri externe nerambursabile primite din FEAD pentru prefinanţare, cofinanţare şi finanţare a cheltuielilor neeligibile; rr) verifică îndeplinirea condiţiilor pentru plata prefinanţării către beneficiari, autorizează şi efectuează plata acesteia, după caz, şi, ulterior, asigură recuperarea prefinanţării; ss) autorizează cheltuielile declarate de către beneficiar, efectuează, după caz, plăţile către beneficiar, în urma verificărilor efectuate în conformitate cu prevederile art. 32 din Regulamentul (UE) nr. 223/2014, şi elaborează şi transmite autorităţii de certificare declaraţii de cheltuieli; tt) elaborează şi transmite autorităţii de certificare din cadrul Ministerului Finanţelor Publice şi Ministerului Fondurilor Europene, în calitate de coordonator, previziuni realiste privind sumele ce urmează să fie incluse în declaraţii de cheltuieli aferente programului operaţional, pentru exerciţiul financiar în curs şi, după caz, pentru exerciţiul financiar următor; uu) transmite Comisiei Europene previziunile cererilor de plată aferente perioadei de programare 2014-2020 pentru exerciţiul financiar în curs şi pentru cel următor, după aprobarea prin memorandum a acestora de către Guvern; vv) asigură închiderea programului operaţional pentru perioada de programare 2014-2020, conform cerinţelor regulamentelor Uniunii Europene, ghidurilor EGESIF aplicabile şi legislaţiei naţionale; ww) asigură îndeplinirea obligaţiilor ce revin autorităţilor cu competenţe în gestionarea fondurilor europene, potrivit prevederilor Ordonanţei de urgenţă a Guvernului nr. 66/2011, aprobată cu modificări şi completări prin Legea nr. 142/2012, cu modificările şi completările ulterioare, în ceea ce priveşte recomandările formulate de organismele de audit europene şi naţionale. 2. Ministerul Finanţelor Publice, prin Direcţia generală Autoritatea de certificare şi plată, în calitate de autoritate de certificare pentru POAD: a)întocmeşte şi transmite către Comisie cererile de plată şi certifică faptul că acestea rezultă din sisteme de contabilitate fiabile, că sunt bazate pe documente justificative verificabile şi că au fost supuse unor verificări efectuate de autoritatea de management; b)întocmeşte conturile menţionate la art. 59 alin. (5) primul paragraf lit. (a) din Regulamentul financiar nr. 966/2012; c)certifică integralitatea, exactitatea şi veridicitatea conturilor, a faptului că cheltuielile înscrise în aceste conturi respectă legislaţia aplicabilă şi că ele au fost angajate pentru operaţiunile selectate în vederea finanţării în conformitate cu criteriile aplicabile programului operaţional şi cu dreptul aplicabil; d)asigură un sistem în care se înregistrează şi se stochează, în format electronic, evidenţele contabile pentru fiecare operaţiune şi care conţine toate datele necesare pentru întocmirea cererilor de plată şi a conturilor, inclusiv înregistrări ale sumelor recuperabile, ale sumelor recuperate şi ale sumelor retrase în urma anulării integrale sau parţiale a contribuţiei pentru o operaţiune sau pentru un program operaţional; e)se asigură că pentru întocmirea şi depunerea cererilor de plată a primit informaţii adecvate din partea autorităţii de management privind procedurile şi verificările efectuate cu privire la cheltuieli; f)ia în considerare, la momentul întocmirii şi depunerii cererilor de plată, rezultatele tuturor auditurilor desfăşurate de către sau sub responsabilitatea autorităţii de audit; g)păstrează, în format electronic, evidenţele contabile privind cheltuielile declarate Comisiei şi contribuţia publică corespunzătoare plătită către beneficiari; h)păstrează evidenţele contabile ale sumelor recuperabile şi ale sumelor retrase în urma anulării integrale sau parţiale a contribuţiei pentru o operaţiune. Sumele recuperate se varsă la bugetul Uniunii, înainte de încheierea programului operaţional, prin deducerea acestora din următoarea declaraţie de cheltuieli; i)asigură deschiderea şi gestionarea contului/conturilor necesar/necesare primirii de la Comisia Europeană a prefinanţării, plăţilor intermediare şi finale aferente programului operaţional pentru care autoritatea de management se află în România; j)efectuează transferul sumelor din FEAD specifice perioadei de programare 2014-2020 către unitatea de plată a autorităţii de management; k)asigură aplicarea corecţiilor financiare la nivel de program, operaţiune, beneficiar, după caz, în conformitate cu prevederile legislaţiei europene şi naţionale; l)contribuie la elaborarea şi actualizarea descrierii sistemului de management şi control pentru programul operaţional pentru care a fost desemnată autoritate de certificare, conform competenţelor; m)asigură înregistrarea şi actualizarea cu celeritate a informaţiilor în SMIS-CSNR, fiind responsabilă de acurateţea, integritatea şi nivelul de completare a datelor aferente activităţii sale; n)furnizează, în limita competenţelor, informaţiile necesare Ministerului Fondurilor Europene, în calitate de coordonator, respectiv Autorităţii de Audit, pentru îndeplinirea de către acestea a atribuţiilor lor; o)furnizează autorităţii de management, conform competenţelor, informaţiile necesare îndeplinirii atribuţiei prevăzute la art. 59 alin. (5) din Regulamentul nr. 966/2012.3. Autoritatea de Audit Autoritatea de Audit din cadrul Curţii de Conturi a României, în calitate de Autoritate de Audit pentru POAD, îndeplineşte atribuţiile prevăzute de Legea nr. 94/1992 privind organizarea şi funcţionarea Curţii de Conturi, republicată, cu modificările şi completările ulterioare, precum şi atribuţiile prevăzute de art. 34 şi art. 35 alin. (2) din Regulamentul (UE) nr. 223/2014. B. Instituţii implicate în implementarea programului 1. MFE, în calitate de beneficiar: a)iniţiază şi implementează operaţiunile de achiziţionare şi distribuire a ajutoarelor alimentare prin:• organizarea şi derularea procedurilor de achiziţie publică pentru selectarea operatorilor economici în vederea furnizării/distribuirii alimentelor, conform prevederilor legale; • încheierea şi implementarea contractelor cu operatorii economici selectaţi; • plata cheltuielilor declarate de operatorii economici şi verificate de beneficiar, conform contractelor încheiate cu MFE; • decontarea, după caz, organizaţiilor partenere, pe bază de documente justificative, a costurilor administrative, transport şi depozitare pentru derularea programului, în limita a 5% din valoarea ajutoarelor alimentare distribuite, în conformitate cu art. 26 alin. (2) lit. c) din Regulamentul (UE) nr. 223/2014; b)stabileşte, în baza numărului de persoane beneficiare comunicat de autorităţile executive ale autorităţilor publice locale, prin instituţia prefectului, cantitatea totală, la nivelul întregii ţări, de ajutoare alimentare pentru care va fi organizată licitaţia de furnizare, precum şi cantitatea ce va fi alocată fiecărei autorităţi publice locale, prin contractele de livrare; c)asigură, prin personalul propriu şi, după caz, împreună cu reprezentanţii organizaţiilor partenere, verificarea fizică şi contabilă a distribuirii ajutoarelor alimentare în toate etapele de punere în aplicare a proiectelor şi pe toată durata acestora, la toate nivelurile lanţului de distribuţie, inclusiv la nivel local; d)se asigură că au fost efectuate acţiuni de informare şi comunicare către grupul-ţintă, publicul larg şi mass-media privind rolul şi contribuţia Uniunii Europene, a instituţiilor implicate în derularea programului. MFE se asigură de existenţa la punctele de distribuţie a ajutoarelor alimentare a cel puţin unui afiş, expus vizibil, cu o dimensiune minimă A3, cuprinzând informaţii despre program, fondul de ajutor european destinat celor mai defavorizate persoane, sprijinul financiar al Uniunii, emblema Uniunii Europene, fără a stigmatiza beneficiarii; e)realizează o scurtă descriere a operaţiunii pe site-ul propriu, inclusiv scopul şi rezultatele sale, evidenţiind sprijinul financiar din partea Uniunii; f)comunică operativ instituţiilor prefectului evoluţia calendarului procedurilor de achiziţie publică şi încheiere a contractelor de furnizare, pentru a permite acestora să solicite la serviciile deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă şi de la direcţiile generale de asistenţă socială şi protecţia copilului întocmirea şi trimiterea către autorităţile executive ale autorităţilor publice locale a listelor nominale cu beneficiarii eligibili, în aşa fel încât aceste liste să fie cât mai recente faţă de momentul distribuţiei şi, în acelaşi timp, să ajungă la autorităţile executive ale autorităţilor publice locale înainte de începerea distribuţiei.2. Ministerul Educaţiei Naţionale şi Cercetării Ştiinţifice: a)are atribuţii de beneficiar în sensul prevăzut de Regulamentul (UE) nr. 223/2014 şi implementează operaţiunile privind asistenţa materială de bază în conformitate cu prevederile Ordonanţei Guvernului nr. 33/2001 privind acordarea de rechizite şcolare, aprobată cu modificări şi completări prin Legea nr. 126/2002; b)realizează o scurtă descriere a operaţiunii pe site-ul propriu, inclusiv scopul şi rezultatele sale, evidenţiind sprijinul financiar din partea Uniunii.3. Ministerul Muncii, Familiei, Protecţiei Sociale şi Persoanelor Vârstnice are următoarele atribuţii: a)defineşte categoriile de persoane beneficiare; b)comunică autorităţilor executive ale autorităţilor publice locale şi instituţiei prefectului, la solicitarea acestora, prin serviciile deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă, numărul de beneficiari şi listele prevăzute la art. 5 alin. (3) lit. a), cu beneficiarii menţionaţi la art. 3 alin. (1) lit. a)-f). Serviciile deconcentrate respective vor verifica corectitudinea listelor comunicate, inclusiv sub aspectul veniturilor cumulate sau al dublelor înregistrări; c)eliberează, dacă este cazul, prin serviciile deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă, documentele care dovedesc apartenenţa la categoriile eligibile pentru beneficiarii menţionaţi la art. 3 alin. (1) lit. a)-f). Listele cu beneficiarii prevăzuţi la art. 3 alin. (1) lit. d)-f), întocmite de serviciile deconcentrate ale Casei Naţionale de Pensii Publice, vor include şi persoanele aflate în evidenţa caselor sectoriale de pensii, cu respectarea limitei de 450 lei/lună inclusiv pentru cumulul de venituri.4. Instituţia prefectului Prin ordin al prefectului, instituţia prefectului numeşte Grupul de lucru pentru derularea POAD, din care vor face parte reprezentanţii instituţiei prefectului, ai consiliului judeţean, ai Autorităţii Naţionale Sanitare Veterinare şi pentru Siguranţa Alimentelor (A.N.S.V.S.A.) prin direcţiile sanitar-veterinare şi pentru siguranţa alimentelor judeţene, respectiv a municipiului Bucureşti, ai serviciilor deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială, Agenţiei Naţionale pentru Ocuparea Forţei de Muncă, direcţiilor generale de asistenţă socială şi protecţia copilului, ai altor instituţii publice şi ai organizaţiilor fără scop lucrativ interesate, potrivit domeniului de competenţă specific fiecărei instituţii pe care o reprezintă. Grupul de lucru pentru derularea POAD are următoarele atribuţii: a)comunică, la solicitarea Ministerului Fondurilor Europene, anterior demarării procedurii de achiziţie publică în vederea atribuirii contractelor de furnizare, numărul de beneficiari din categoriile menţionate la art. 3 alin. (1), pe localităţi şi total judeţ, adresa depozitului autorităţii executive a autorităţii publice locale unde furnizorii vor livra ajutoarele alimentare, persoana de contact la depozit şi persoana împuternicită să semneze procesele-verbale de recepţie, precum şi tabelul centralizator, în baza datelor primite de la autorităţile executive ale autorităţilor publice locale potrivit pct. 6 lit. a); b)solicită serviciilor deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă şi de la direcţiile generale de asistenţă socială şi protecţia copilului şi sprijină autorităţile executive ale autorităţilor publice locale în obţinerea, la timp şi corect, de date necesare în derularea POAD, în principal:• numărul de beneficiari pe categorii eligibile şi localităţi necesar a fi comunicat la Ministerul Fondurilor Europene în vederea fundamentării necesarului de ajutoare alimentare pe ţară, judeţe şi localităţi; • listele iniţiale de distribuţie pentru categoriile de la art. 3 alin. (1) lit. a)-g), corelat cu datele din calendarul procedurilor de achiziţie publică şi de încheiere a contractelor de furnizare, comunicat de Ministerul Fondurilor Europene, potrivit pct. 2 lit. (e) în aşa fel încât aceste liste să fie cât mai recente faţă de momentul distribuţiei şi, în acelaşi timp, să ajungă la autorităţile executive ale autorităţilor publice locale înainte de începerea distribuţiei. Listele vor fi transmise, sub forma unui tabel, pe suport electronic, pentru fiecare localitate în parte, în ordine alfabetică, separat pentru fiecare categorie menţionată la literele de la art. 3 alin. (1), şi vor conţine următoarele elemente: nr. crt., nume şi prenume, CNP, adresă; c)comunică autorităţilor executive ale autorităţilor publice locale datele de livrare şi cantităţile din graficul de livrări primit de la Ministerul Fondurilor Europene şi este informat de autorităţile executive ale autorităţilor publice locale cu privire la eventualele modificări ale acestora, convenite cu furnizorul, pe care le transmite Ministerului Fondurilor Europene; d)informează săptămânal Ministerul Fondurilor Europene pe durata livrărilor, în ultima zi lucrătoare a săptămânii de raportare, prin poşta electronică, cu privire la cantităţile de ajutoare alimentare recepţionate de autorităţile executive ale autorităţilor publice locale, menţionând localitatea, cantitatea şi numărul de proces-verbal; e)realizează, prin sondaj, misiuni de control la livrarea/ recepţia şi la distribuţia ajutoarelor alimentare de către autorităţile executive ale autorităţilor publice locale; f)se sesizează din oficiu sau la primirea de reclamaţii şi declanşează controale pe aspectele sesizate sau reclamate; g)în baza rapoartelor de control, prevăzute la lit. e), sesizează beneficiarul pentru recuperarea eventualelor prejudicii constatate, datorate lipsurilor în gestiune, distribuţiei neconforme către persoane neeligibile, deteriorării cutiilor cu ajutoare alimentare, degradării calităţii ajutoarelor alimentare prin depozitare necorespunzătoare, sustragerilor favorizate de neasigurarea unor condiţii corespunzătoare de pază, alte aspecte sesizate sau reclamate etc., cu informarea operativă a AMPOAD; h)coordonează acţiunile de redistribuire a eventualelor stocuri, rămase după distribuţia pe lista iniţială, între autorităţile executive ale autorităţilor publice locale din judeţ şi între judeţe; i)trimite la Ministerul Fondurilor Europene, până la data de 1 mai a anului următor celui de raportare, un raport anual privind implementarea POAD la nivelul judeţului, centralizând informaţiile şi sintezele de date primite de la autorităţile executive ale autorităţilor publice locale, precum şi alte date şi informări despre derularea POAD la nivelul judeţului, solicitate de Ministerul Fondurilor Europene. Raportul anual va cuprinde o scurtă prezentare a derulării POAD la nivelul judeţului, probleme în desfăşurare, propuneri pentru îmbunătăţirea derulării viitoare a programului, sinteza datelor primite de la autorităţile executive ale autorităţilor publice locale, sinteza măsurilor auxiliare realizate în judeţ; j)alte atribuţii stabilite prin instrucţiuni ale ministrului fondurilor europene.5. Autoritatea Naţională Sanitară Veterinară şi pentru Siguranţa Alimentelor A.N.S.V.S.A., prin direcţiile sanitar-veterinare şi pentru siguranţa alimentelor judeţene, respectiv a municipiului Bucureşti, verifică respectarea legislaţiei sanitar-veterinare şi pentru siguranţa alimentelor de către alimentele cu destinaţia de ajutoare alimentare, pe tot lanţul de producţie şi distribuţie a acestora, şi reclamaţiile privind siguranţa şi calitatea alimentelor distribuite, în conformitate cu protocolul semnat cu beneficiarul în acest sens. 6. Autorităţile executive ale autorităţilor publice locale participante la program au următoarele obligaţii: a)comunică instituţiei prefectului, anterior demarării procedurii de achiziţie publică în vederea atribuirii contractelor de furnizare, numărul de beneficiari din categoriile menţionate la art. 3 alin. (1), adresa depozitului autorităţii publice locale unde furnizorii vor livra ajutoarele alimentare, persoana de contact la depozit şi persoana împuternicită să semneze procesele-verbale de recepţie, precum şi tabelul centralizator. La stabilirea numărului de beneficiari, autorităţile executive ale autorităţilor publice locale pot lua în calcul, consultând instituţia prefectului, şi procentul pe mai mulţi ani de neprezentări, dar şi evoluţiile previzibile ale unor categorii de beneficiari; b)solicită şi primesc de la serviciile deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă şi de la direcţiile generale de asistenţă socială şi protecţia copilului numărul de beneficiari şi listele iniţiale prevăzute la art. 5 alin. (3) lit. a), cu beneficiarii menţionaţi la art. 3 alin. (1) lit. a)-g), şi întocmesc listele iniţiale pentru beneficiarii prevăzuţi la art. 3 alin. (1) lit. h), conform evidenţelor proprii. Serviciile deconcentrate ale Casei Naţionale de Pensii Publice, Agenţiei Naţionale pentru Plăţi şi Inspecţie Socială şi Agenţiei Naţionale pentru Ocuparea Forţei de Muncă şi direcţiile generale de asistenţă socială şi protecţia copilului vor avea în vedere corectitudinea listelor, inclusiv sub aspectul veniturilor cumulate sau al dublelor înregistrări; c)completează tabelul cu listele iniţiale primite potrivit lit. b) cu următoarele coloane: număr de cutii primite, data primirii, semnătura de primire, observaţii, categorii de raportat. Pe coloana de observaţii va fi notat, în cazul beneficiarilor adăugaţi pe listă, documentul justificativ, anexat la listă, valabil la data distribuţiei, în baza căruia aceştia au fost adăugaţi la lista iniţială. Pentru beneficiarii minori, în această coloană va fi notat numele părintelui sau tutorelui care ridică ajutoarele alimentare, calitatea acestuia (tata/mama/tutore) şi codul numeric personal. Pe coloana „categorii de raportat" va fi menţionată categoria de raportat la UE căreia îi aparţine beneficiarul, respectiv: persoane până la 15 ani inclusiv, persoane peste 65 de ani inclusiv, femei, persoane cu dezabilităţi; d)întocmesc listele de suplimentare, liste avizate de asistenţii sociali în baza anchetelor sociale desfăşurate pentru identificarea persoanelor de la art. 51 lit. c). Listele de suplimentare vor avea acelaşi cap de tabel ca şi listele iniţiale; e)primesc cantităţile şi datele de livrare pe localitate de la instituţia prefectului conform graficului de livrare transmis de Ministerul Fondurilor Europene, păstrează legătura operativă cu furnizorul privind livrările la datele respective. Pot solicita modificarea cantităţilor şi datelor de livrare comunicate, de comun acord cu furnizorul şi cu informarea Ministerului Fondurilor Europene şi a instituţiei prefectului, păstrând cantitatea totală recepţionată pe fiecare tranşă de livrări; f)recepţionează integral cantităţile de ajutoare alimentare alocate prin contractele de furnizare, la datele din graficul de livrări, pe baza proceselor-verbale de recepţie cantitativă şi calitativă încheiate la data livrării, sub monitorizarea instituţiei prefectului; g)păstrează două originale din cele 3 exemplare originale ale procesului-verbal, din care unul pentru arhiva proprie şi unul pentru Ministerul Fondurilor Europene, pe care îl transmite la solicitarea acestuia. Păstrează, de asemenea, un exemplar al tabelului centralizator cu livrările recepţionate în cadrul unei tranşe, conform contractului de livrare; h)comunică, cel mai târziu a doua zi, instituţiei prefectului cantitatea recepţionată în cursul unei zile, împreună cu numărul de proces-verbal de recepţie; i)asigură distribuţia pe listele iniţiale şi pe listele de suplimentare, având în vedere respectarea eligibilităţii la data distribuţiei, cantitatea alocată pe localitate, comunicată de Ministerul Fondurilor Europene, prin instituţia prefectului, şi termenele maxime pentru finalizarea distribuţiei, respectiv 45 de zile calendaristice pentru lista iniţială şi 15 zile calendaristice pentru lista de suplimentare; j)asigură capacităţi de depozitare corelate cu cantităţile alocate, condiţii corespunzătoare de depozitare pentru păstrarea calităţii şi integrităţii produselor şi măsuri de siguranţă contra furturilor, sustragerilor şi calamităţilor naturale; k)organizează ţinerea de evidenţe de gestiune a intrărilor, ieşirilor şi stocurilor, de la prima recepţie şi până la consemnarea de stoc zero; l)la finalizarea distribuţiei anuale, transmit instituţiei prefectului Sinteza datelor privind derularea POAD la nivelul autorităţilor publice locale, însoţită de observaţii şi propuneri privind derularea POAD, precum şi Sinteza privind realizarea măsurilor auxiliare; m)arhivează, timp de trei ani începând cu data de 31 decembrie ce urmează transmiterii conturilor în care sunt incluse cheltuielile aferente operaţiunii respective, următoarele documente:• procesele-verbale de recepţie şi tabelele centralizatoare; • lista de distribuţie iniţială şi lista de suplimentare, împreună cu documentele justificative anexate; • documentele de redistribuire între autorităţile executive ale autorităţilor publice locale; • documentele de evidenţă a gestiunii; • Sinteza datelor privind derularea POAD la nivelul localităţii şi Sinteza privind realizarea măsurilor auxiliare; • alte documente legate de derularea POAD; n)asigură, la nivelul localităţii, acţiunile de informare şi comunicare prevăzute la art. 19 din Regulamentul (UE) nr. 223/2014.



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ANONIM a comentat Decizia 181 2017
    ÎMPRUMUT OFERTA FARA TAXE Upfront IEFTIN Buna, Care sunt nevoile tale financiare? Ne da împrumuturi de la un minim de $ 2,000.00 la un maxim de $ 100,000,000.00 cu o durată confortabil, care variază de la 1 la 30 de ani, la o rată a dobânzii foarte redusă de 3%. Ai nevoie de un împrumut de afaceri? Ai nevoie de un împrumut personal? Vrei sa cumperi o masina? Vrei să refinanțeze? Ai nevoie de un credit ipotecar? Ai nevoie de un imens capital pentru a începe propunerea dvs. de afaceri sau de extindere? V-ați pierdut speranța și credeți că nu există nici o cale de ieșire, și sarcinile financiare încă persistă? Vă rugăm să nu ezitați să ne contactați pentru cooperare posibil de afaceri Contactați-ne prin e-mail: constantloanfirm@gmail.com
ANONIM a comentat Decizia 204 2017
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Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com
ANONIM a comentat Decizia 204 2017
    Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com Good Day Dear Loan Seeker, Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours. If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form. Loan application form: Full Name:.................... Country:..................... State:.............. City:.............. Sex:......................... Phone Number:........... Loan Amount :........... Monthly income:.......... Occupation:................... .... Loan Period:....................... ................ Purpose of Loan:......................... ........... E-mail address:...................... ................ Have You Applied Before?.................... We awaits your urgent application form to be filled ok. Email Us: (bdsfn.com@gmail.com) With Best Regards. Mrs. Pranchment Dura Emaill Address:bdsfn.com@gmail.com
ANONIM a comentat Legea 3 2017
    AFFORDABLE LOAN OFFER WITHOUT UPFRONT FEES Hello, What are your Financial needs? We give out loans from a minimum of $2,000.00 to a maximum of $100,000,000.00 with comfortable duration that ranges from 1 to 30 years at a very reduced interest rate of 3%. Do you need a business loan? Do you need a personal loan? Do you want to buy a car? Do you want to refinance? Do you need a mortgage loan? Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists? Please do not hesitate to contact us for possible business co-operation Contact us via email: constantloanfirm@gmail.com
ANONIM a comentat Lista - 2017
    AFFORDABLE LOAN OFFER WITHOUT UPFRONT FEES Hello, What are your Financial needs? We give out loans from a minimum of $2,000.00 to a maximum of $100,000,000.00 with comfortable duration that ranges from 1 to 30 years at a very reduced interest rate of 3%. Do you need a business loan? Do you need a personal loan? Do you want to buy a car? Do you want to refinance? Do you need a mortgage loan? Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists? Please do not hesitate to contact us for possible business co-operation Contact us via email: constantloanfirm@gmail.com
ANONIM a comentat Decizia 200 2017
    Aplica pentru un împrumut rapid și mod convenabil de a plăti facturile și reluarea finanțării proiectului în cel mai mic rata dobânzii de 3%, pentru a ne contacta astăzi prin: trustfunds804@outlook.com. Împrumutul au nevoie de o ofertă de împrumut minim nostru este 1.000,00 alegerea de împrumut bani, eu sunt o înregistrare și creditorii certificate Legit, puteți să ne contactați astăzi dacă sunteți interesat în. Pentru a obține acest împrumut, contactați-mă pentru mai multe informații despre procesul de împrumut ca termenii și condițiile împrumuturilor și suma creditului va fi transferat la tine. Am nevoie de răspunsul dumneavoastră de urgență dacă sunteți interesat
ANONIM a comentat Ordin 2017 1997
    Noi da împrumut în orice monedă. * Sunteți Stors financiar? * Nu căutați fonduri pentru a achita credite și datorii? * Nu căutați finanțare pentru a configura propria afacere? * Sunteți în nevoie de împrumuturi private sau de afaceri pentru diverse scopuri? * Nu vă căuta împrumuturi pentru a efectua proiecte mari? * Nu căutați fonduri pentru diverse alte procese? Noi oferim urmatoarele tipuri de credite: * Credite comerciale. *Imprumuturi personale. * Credite de afaceri. * Investiții Credite. * Dezvoltarea Credite. * Achiziționarea de credite. * Împrumuturi pentru construcții. * Credite de afaceri și multe altele: Contactati-ne acum via: russell.credit40@gmail.com
ANONIM a comentat Decizia 3 2017
    Noi da împrumut în orice monedă. * Sunteți Stors financiar? * Nu căutați fonduri pentru a achita credite și datorii? * Nu căutați finanțare pentru a configura propria afacere? * Sunteți în nevoie de împrumuturi private sau de afaceri pentru diverse scopuri? * Nu vă căuta împrumuturi pentru a efectua proiecte mari? * Nu căutați fonduri pentru diverse alte procese? Noi oferim urmatoarele tipuri de credite: * Credite comerciale. *Imprumuturi personale. * Credite de afaceri. * Investiții Credite. * Dezvoltarea Credite. * Achiziționarea de credite. * Împrumuturi pentru construcții. * Credite de afaceri și multe altele: Contactati-ne acum via: russell.credit40@gmail.com
ANONIM a comentat Hotărârea 610 2016
    =========================================================================== Do You Need A Business Loan? Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested applicants should Contact us via email: PergoCF@gmail.com , ( PergoCF@qualityservice.com ) , bayport@safrica.com , ( PergoCF@aol.com ) =========================================================================== Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@gmail.com We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@gmail.com PergoCF@qualityservice.com We look forward to hear from you ASAP Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Affordable Loan Offer Do You Need A Business Loan? Interested applicants should Contact us via email: PergoCF@gmail.com A Personal Loan? At 1.00% Name,Amount,Country,Loan Durations,Phone, Mobile: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com ====================================================================== DO YOU NEED FINANCIAL ASSISTANCE? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@GMAIL.COM DO YOU SEEK FUNDS TO PAY OFF CREDITS AND DEBTS? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@QUALITYSERVICE.COM WE GIVE OUT LOAN WITH AN INTEREST RATE OF 1.00% PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@AOL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== DO YOU NEED FINANCIAL ASSISTANCE? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@QUALITYSERVICE.COM Interested applicants should Contact us via email: bayport@safrica.com PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM ARE YOU IN NEED OF LOAN, FUND?________________ARE YOU IN NEED OF LOAN, FUND? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@AOL.COM PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM DO YOU NEED FINANCIAL ASSISTANCE? ARE YOU IN NEED OF LOAN, INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Dear valued customer, Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com We look forward to hear from you ASAP. =========================================================================== WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Do you need Financial Assistance? We can help you We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com ====================================================================== Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Please contact us for your secure and unsecured Loan at an Interest rate of 1.00%, Interested applicants should Contact us via email: PergoCF@aol.com Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Interested applicants should Contact us via email: PergoCF@gmail.com Our commitment is to make business ownership a viable career for individuals who struggle to raise finance. We provide affordable loans and mentoring to help these individuals to start up and succeed. We offer low-interest personal loans to help fund your business ideas and free businesses support to give you the confidence to succeed. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing, Hotel Loans student loans with low interest rate at 1.00% , If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com We look forward to hear from you ASAP =========================================================================== Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com We look forward to hear from you ASAP. =========================================================================== Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? If interested, Kindly write us back with the loan information: - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: NOTE: Bear in mind that it will only take less than 48 Hours to process your file is 101% Guaranteed no matter your Credit Score. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com We look forward to hear from you ASAP =========================================================================== We work with individual investors and the company that provides merchant cash advance, Asset Based Lending, Commercial Real Estate Refinancing, Lines Of Credit, Hard Money Loans, Business Acquisition Financing, Debt Consolidation Loans, and more. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Interested applicants should Contact us via email: PergoCF@gmail.com For more information, We encourage you to contact us and learn more about the financing services we offered. If you have any questions or want more information about our company, Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Do you need Financial Assistance? Please, contact us for more information: PergoCF@gmail.com Do you seek funds to pay off credits and debts? Please, contact us for more information: PergoCF@qualityservice.com We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Do you need Finance? Are you looking for Finance? Are you looking for a money to enlarge your business? We help individuals and companies to obtain loan for business expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 1.0%, Do you need this cash/loan for business and to clear your bills? Interested applicants should Contact us via email: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Are You In Need of Loan? Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Do you need Financial Assistance? Interested applicants should Contact us via email: PergoCF@gmail.com Do you need Finance? Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Business & Personal Loan Offer Affordable Installment loans. Guaranteed fixed payments. Interested applicants should Contact us via email: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Guaranteed fixed interest rates of 1.00%. Do you need Financial help? Need a personal loan for an unexpected expense? Do you need a Business Setup Loan? Pergo CF Finances Firm is willing to provides personal loans to individuals And Companies Body with no or less than perfect credit. Well Offer loan from 5,000.00 USD to 500 Million USD, So if Interested Contact us via: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== DO YOU NEED FINANCIAL ASSISTANCE? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@GMAIL.COM DO YOU SEEK FUNDS TO PAY OFF CREDITS AND DEBTS? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@QUALITYSERVICE.COM Interested applicants should Contact us via email: bayport@safrica.com WE GIVE OUT LOAN WITH AN INTEREST RATE OF 1.00% PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@AOL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== DO YOU NEED FINANCIAL ASSISTANCE? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@QUALITYSERVICE.COM Interested applicants should Contact us via email: bayport@safrica.com PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com ARE YOU IN NEED OF LOAN, FUND?________________ARE YOU IN NEED OF LOAN, FUND? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@AOL.COM Interested applicants should Contact us via email: bayport@safrica.com PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com DO YOU NEED FINANCIAL ASSISTANCE? ARE YOU IN NEED OF LOAN, INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Dear valued customer, WELCOME TO PERGO CORPORATE FINANCE,(PCF) PergoCF@qualityservice.com aims is to provide Excellent Professional Service. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Do you need Financial Assistance? We can help you We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com We look forward to hear from you ASAP. =========================================================================== Do you need Financial Assistance? We are looking for businesses that are in need of funding for Acquisition, Expansion, Growth, Refinance or Survival. We give out loan with an Interest rate of 1.00% Interested applicants should Contact us via email: bayport@safrica.com Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: PergoCF@qualityservice.com Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com We look forward to hear from you ASAP. =========================================================================== Affordable Loan Offer Do You Need A Business Loan? Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com A Personal Loan? At 1.00% Name,Amount,Country,Loan Durations,Phone, Mobile: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@gmail.com PergoCF@qualityservice.com bayport@safrica.com We look forward to hear from you ASAP Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? Interested applicants should Contact us via email: PergoCF@gmail.com Please, contact us for more information: bayport@safrica.com Do you have a low credit score, and you find it difficult to get loans from local banks and other financial institutions? solution to your financial problem is PergoCF@gmail.com Please, contact us for more information: bayport@safrica.com If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Please, contact us for more information: bayport@safrica.com Our services include the following: * Personal Loans * Debt consolidation loans * Possibility * Business Loans * Education Loans * Mortgage * Refinancing Loans * Home Loans * Secure Loans * Unsecured Loans Interested applicants should Contact us via email: PergoCF@aol.com We offer loans to people in need of financial assistant with a low interest rate of 1.00%. In order to get a loan, you can tell the exact amount of loan you need and the time in which you can pay back the loan. Please, contact us for more information: bayport@safrica.com NOTE: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: bayport@safrica.com =========================================================================== Do You Need A Loan (Business or Personal Loan) Or A Financial Help To Start Up Your Business Or To Pay Off Bills? Contact us For More Information Via email: ( PergoCF@qualityservice.com ) Do You Need A Business Loan? Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested applicants should Contact us via email: PergoCF@gmail.com , ( PergoCF@qualityservice.com ) , bayport@safrica.com , ( PergoCF@aol.com )
ANONIM a comentat Hotărârea 610 2016
    =========================================================================== Do You Need A Business Loan? Do You Need A Business Loan,Or A Personal Loan,At 1.0% If Yes? Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested applicants should Contact us via email: PergoCF@gmail.com , ( PergoCF@qualityservice.com ) , bayport@safrica.com , ( PergoCF@aol.com ) =========================================================================== Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@gmail.com We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@gmail.com PergoCF@qualityservice.com We look forward to hear from you ASAP Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Affordable Loan Offer Do You Need A Business Loan? Interested applicants should Contact us via email: PergoCF@gmail.com A Personal Loan? At 1.00% Name,Amount,Country,Loan Durations,Phone, Mobile: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com ====================================================================== DO YOU NEED FINANCIAL ASSISTANCE? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@GMAIL.COM DO YOU SEEK FUNDS TO PAY OFF CREDITS AND DEBTS? PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@QUALITYSERVICE.COM WE GIVE OUT LOAN WITH AN INTEREST RATE OF 1.00% PLEASE CONTACT US FOR MORE INFORMATION: PERGOCF@AOL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== DO YOU NEED FINANCIAL ASSISTANCE? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@QUALITYSERVICE.COM Interested applicants should Contact us via email: bayport@safrica.com PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM ARE YOU IN NEED OF LOAN, FUND?________________ARE YOU IN NEED OF LOAN, FUND? INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@AOL.COM PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM DO YOU NEED FINANCIAL ASSISTANCE? ARE YOU IN NEED OF LOAN, INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Dear valued customer, Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com We look forward to hear from you ASAP. =========================================================================== WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Do you need Financial Assistance? 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We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com Kindly write us back with the loan information; - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com We look forward to hear from you ASAP. =========================================================================== Do you need Financial Assistance? Do you seek funds to pay off credits and debts? We give out loan with an Interest rate of 1.00% Please, contact us for more information: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com **Are you financially squeezed? **Do you seek funds to pay off credits and debts? **Do you seek finance to set up your own business? **Are you in need of private or business loans for various purposes? **Do you seek loans to carry out large projects? If interested, Kindly write us back with the loan information: - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: NOTE: Bear in mind that it will only take less than 48 Hours to process your file is 101% Guaranteed no matter your Credit Score. 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INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@AOL.COM Interested applicants should Contact us via email: bayport@safrica.com PLEASE CONTACT US FOR YOUR SECURE AND UNSECURED LOAN AT AN INTEREST RATE OF 1.00% INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com DO YOU NEED FINANCIAL ASSISTANCE? ARE YOU IN NEED OF LOAN, INTERESTED APPLICANTS SHOULD CONTACT US VIA EMAIL: PERGOCF@GMAIL.COM Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Dear valued customer, WELCOME TO PERGO CORPORATE FINANCE,(PCF) PergoCF@qualityservice.com aims is to provide Excellent Professional Service. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS. Do you need Financial Assistance? 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Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: bayport@safrica.com Yours Sincerely, Mrs. Ceren Kelly PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com We look forward to hear from you ASAP. =========================================================================== Affordable Loan Offer Do You Need A Business Loan? Interested applicants should Contact us via email: PergoCF@gmail.com Interested applicants should Contact us via email: bayport@safrica.com A Personal Loan? At 1.00% Name,Amount,Country,Loan Durations,Phone, Mobile: Please, contact us for more information: PergoCF@qualityservice.com Interested applicants should Contact us via email: PergoCF@aol.com Interested applicants should Contact us via email: bayport@safrica.com =========================================================================== Are you a business man or woman? 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Name,Amount,Country,Loan Durations,Phone Mobile:Please, Interested applicants should Contact us via email: PergoCF@gmail.com , ( PergoCF@qualityservice.com ) , bayport@safrica.com , ( PergoCF@aol.com )
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