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HOTARARE Nr

HOTARARE   Nr. 366 din 28 mai 1991

privind acordarea de credite tinerilor casatoriti

ACT EMIS DE: GUVERNUL ROMANIEI

ACT PUBLICAT IN: MONITORUL OFICIAL  NR. 128 din 14 iunie 1991


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    Guvernul Romaniei hotaraste:

    Art. 1
    Tinerii casatoriti care nu depasesc varsta de 25 de ani, aflati la prima casatorie, pot beneficia de credite bancare in suma de pana la 100.000 lei de familie, cu termen de rambursare de pana la 10 ani si cu dobanda redusa fata de dobanda pietei, daca imprumutul se solicita in termen de 12 luni de la data casatoriei, iar cel putin unul dintre soti este angajat cu contract de munca pe durata nedeterminata ori cel putin unuia dintre soti i s-a constituit drept de proprietate asupra pamantului in baza Legii nr. 18/1991 privind fondul funciar, sotii avand in acest caz domiciliul stabil in mediul rural.
    Art. 2
    Nivelul dobanzii ce se suporta de beneficiarii de credite va reprezenta 50% din dobanda pietei existenta la data incheierii contractului de imprumut.
    Diferenta dintre dobanda pietei si dobanda redusa platita de beneficiarii de credite se suporta din bugetul administratiei centrale de stat, in limita fondurilor ce se vor aloca in fiecare an cu aceasta destinatie Ministerului Tineretului si Sportului.
    Pentru anul 1991 diferenta dintre dobanda pietei si dobanda redusa se acopera din fondul de rezerva bugetara aflat la dispozitia Guvernului, in limita sumei de 260 milioane lei.
    Art. 3
    Creditele se pot acorda de Banca Comerciala Romana - S.A. si Banca Agricola - S.A. in vederea procurarii de mobilier, covoare, masini de gatit si incalzit, masini de spalat rufe, aspiratoare de praf, frigidere, aparate de radio si televizoare, in limita resurselor de creditare constituite in acest scop si in raport cu fondurile alocate anual de la bugetul administratiei centrale de stat pentru acoperirea diferentei de dobanda potrivit art. 2.
    Art. 4
    Ministerul Economiei si Finantelor va acoperi trimestrial diferenta dintre dobanda pietei si dobanda redusa, aferenta creditelor curente angajate de tinerii casatoriti, pe baza deconturilor intocmite si prezentate de Banca Comerciala Romana - S.A. si Banca Agricola - S.A. la Ministerul Tineretului si Sportului.
    Art. 5
    Eventualele diferente de dobanda neacoperite in cursul anului de la bugetul administratiei centrale de stat vor fi suportate in anul urmator din fondurile alocate cu aceasta destinatie Ministerului Tineretului si Sportului prin bugetul administratiei centrale de stat.
    Art. 6
    Contravaloarea bunurilor achizitionate de beneficiarii de credite se deconteaza pe baza dispozitiilor de incasare cu factura emise de societatile comerciale si regiile autonome furnizoare si acceptate la plata de beneficiarii creditului.
    Art. 7
    In vederea rambursarii creditelor, regiile autonome, societatile comerciale si institutiile publice vor retine lunar pe statul de plata, de la salariatii proprii beneficiari de credite sau giranti, ratele datorate si dobanzile aferente, conform contractului de imprumut, care vor fi virate bancii creditoare.
    In cazul persoanelor care nu au calitatea de angajat, ratele de credit si dobanda aferenta se vor depune de acestea direct la casieria bancii creditoare, la termenele stabilite prin contractul de imprumut.
    Art. 8
    Conditiile concrete privind garantiile asiguratorii, modalitatile de acordare, utilizarea si rambursarea creditelor vor fi stabilite de bancile creditoare prin contractele de imprumut incheiate cu beneficiarii.
    Dobanda aferenta creditelor nerestituite la scadenta se suporta integral de beneficiarii creditelor.

                     PRIM MINISTRU
                      PETRE ROMAN


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COMENTARII la Hotărârea 366/1991

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ANONIM a comentat Hotărârea 5 2019
    It’s a privilege to share this to the world. You deserve all the praise that comes to you. DR Amber has been a blessing to me since our encounter on the internet. He alone knows it all. I love him so much for his kindness, care, honesty and his help in the life of everyone that has come in contact with him. If not for DR Amber how would I have been able to survive this hardship. His spell made me a LOTTO MAX winner of 60 Million Dollars making my whole life beautiful and amazing. The numbers he gave me to play the lottery was a life changing number from grass to grace and I want to say I’m forever grateful to him. Thank you sir for being a blessing to the helpless. Anyone reading this that needs help can communicate with DR Amber online for indeed he has no match. Website: amberlottotemple.com OR Email: amberlottotemple@yahoo.com
ANONIM a comentat Ordin 1471 2020
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ANONIM a comentat Legea 243 2021
    Hello everyone, I want to use this medium to thank a great spell caster called Dr Grceondu for transforming my life financially, i have been playing lottery game for long but have never won any reasonable amount, I contacted Dr Graceondu after i red about him on the internet on how he help a lady with a lottery winning numbers and the lady won a very big amount of money, so i contacted him and He instructed me on what to do which i did and he told me to give him some time to prayers, on the second day he sent me some numbers and he said i should go and play them, so i went to play the numbers he gave me, after two day the result came out, and i went to check and to my greatest surprise my name came out as one of the winners i won $45 million, i still cant believe what happened to me that i am now a millionaire over night, i just want to say a very big thank you to Dr Graceondu i have never seen a powerful man like him, I will advice everyone out there to contact Dr Graceondu if you want to win big in your lottery game. You can reach him via his email, drgraceondu12@gmail.com or WhatsApp him +15204677763, you can also visit his Website. https://drgraceonduadodo.com
ANONIM a comentat Decretul 1231 2021
    i will never stop until the whole World knows about the MOST powerful priest maurice whose contact details I saw in a comment section here few weeks ago, so and i decided to contact him because i was badly in need of help TO SAVE MY MARRIAGE, I explained my situation to PRIEST MURICE. that Everything was going down the drain as my husband WAS constantly cheating on me with other women and he physically abuse me. priest maurice promised to help that my husband will change and will love me unconditionally in less than a week as far that my heart still beats for him. I FOLLOWED HIS INSTRUTION and he prepared a spell for me and my husband called me exactly when priest maurice said. He pleaded and said he needs me back since then he have been the sweetest man on earth. anyone out there reading this comment that need a effect spell caster Can reach him on email:psychicspellsolution@gmail.coM whatsapp:+1(571)3573337
ANONIM a comentat Ordin 12 2006
    Mai este in vigoare acest ordin, din moment ce aven Regulamentul (CE) 396:2005, revizuit 2019, referitor la rezidurile de pesticide din alimente, inclusiv din fructe si legume?
ANONIM a comentat Decretul 770 1966
    HOW TO GET YOUR EX LOVER BACK & HOW I GOT MY EX LOVER. BACK I want to thank Dr Omokpo for saving my marriage. My husband treated me badly and left home for almost 3 month this got me sick and confused. Then I told my friend about how my husband has changed towards me. Then he told me to contact: {dromokpo@gmail.com}that he will help me bring my husband back to being a good man. That this great man helped her too. Then I gave him a try. after 3 days of casting the spell my husband came back home and I forgive him and today we are living in joy and happiness If you are going through any relationship stress or broken marriage situation and you want your Ex lover, Ex boyfriend, Ex girlfriend or Divorced husband or wife back you reach him via: dromokpo@gmail.com
ANONIM a comentat Decretul 390 2018
    HOW TO GET YOUR EX LOVER BACK & HOW I GOT MY EX LOVER. BACK I want to thank Dr Omokpo for saving my marriage. My husband treated me badly and left home for almost 3 month this got me sick and confused. Then I told my friend about how my husband has changed towards me. Then he told me to contact: {dromokpo@gmail.com}that he will help me bring my husband back to being a good man. That this great man helped her too. Then I gave him a try. after 3 days of casting the spell my husband came back home and I forgive him and today we are living in joy and happiness If you are going through any relationship stress or broken marriage situation and you want your Ex lover, Ex boyfriend, Ex girlfriend or Divorced husband or wife back you reach him via: dromokpo@gmail.com
ANONIM a comentat Rectificare 353 2008
    HOW TO GET YOUR EX LOVER BACK & HOW I GOT MY EX LOVER. BACK I want to thank Dr Omokpo for saving my marriage. My husband treated me badly and left home for almost 3 month this got me sick and confused. Then I told my friend about how my husband has changed towards me. Then he told me to contact: {dromokpo@gmail.com}that he will help me bring my husband back to being a good man. That this great man helped her too. Then I gave him a try. after 3 days of casting the spell my husband came back home and I forgive him and today we are living in joy and happiness If you are going through any relationship stress or broken marriage situation and you want your Ex lover, Ex boyfriend, Ex girlfriend or Divorced husband or wife back you reach him via: dromokpo@gmail.com
ANONIM a comentat OUG 114 2021
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ANONIM a comentat Decizia 2 2007
    I never use to believe in spell casting until i met Lord Zuma a powerful spell caster who helped me to be a happy person again. i reside in USA. After 4 years of Broken marriage, my husband left me with two kids. I felt like my life was about to end and i almost committed suicide, i was emotionally down for a very long time. Thanks to a Great spell caster called Lord Zuma which i met online on one faithful day when I was browsing through the internet, i came across a lot of testimonies about this particular Great spell caster how he has helped so many people. he has helped people to bring back their Ex lover, some testified that he restores womb, cure cancer and other sickness, and so on. I also came across a testimony, it was about a woman called Sandra, she testified about how his spell made her to be pregnant after so many years of bareness and at the end of her testimony she dropped Lord Zuma's email address. After reading all these, i decided to give it a try and i contacted him and explained my problem to him and he assured me that in less than 48 hours, my husband will call me and beg for forgiveness but i thought it will not work. When he had finished casting the spell, the next day my husband called me and he was begging for forgiveness just as Lord Zuma said. This is not brain washing and after the spell has been cast, i realized that my husband love me like never before and the spell caster opened him up to know how much i love him and how much love we need to share. We are even happier now than before. Lord Zuma is really a gifted man and i will not stop publishing him because he is a wonderful man. If you have a problem and you are looking for a real and a genuine spell caster to solve all your problems contact Lord Zuma now on spiritualherbalisthealing@gmail.com or just visit https://spiritualherbal.blogspot.com and see so many he has helped that are testifying about his good work. He will help you solve all your problems. Once again thank you Lord Zuma for your good deeds. His whatsapp number +1 506 800 1647
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