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ORDIN Nr

ORDIN   Nr. 129 din 17 februarie 2011

pentru modificarea si completarea anexei nr. 2 la Ordinul ministrului sanatatii publice si al presedintelui Casei Nationale de Asigurari de Sanatate nr. 832/302/2008 privind aprobarea formularelor de prescriptie medicala cu regim special pentru medicamente cu si fara contributie personala si a Normelor metodologice privind utilizarea si modul de completare a formularelor de prescriptie medicala cu regim special pentru medicamente cu si fara contributie personala

ACT EMIS DE: MINISTERUL SANATATII

ACT PUBLICAT IN: MONITORUL OFICIAL  NR. 141 din 24 februarie 2011



Având în vedere:

- Referatul de aprobare al ministrului sănătăţii nr. 7.914/2011 şi al preşedintelui Casei Naţionale de Asigurări de Sănătate nr. DG365/2011;

- Legea nr. 95/2006 privind reforma în domeniul sănătăţii, cu modificările şi completările ulterioare;

- Hotărârea Guvernului nr. 1.388/2010 privind aprobarea programelor naţionale de sănătate în anii 2011-2012,

în temeiul dispoziţiilor art. 7 alin. (4) din Hotărârea Guvernului nr. 144/2010 privind organizarea şi funcţionarea Ministerului Sănătăţii, cu modificările şi completările ulterioare, ale art. 281 alin. (2) din Legea nr. 95/2006 privind reforma în domeniul sănătăţii, cu modificările şi completările ulterioare, şi ale art. 17 alin. (5) din Statutul Casei Naţionale de Asigurări de Sănătate, aprobat prin Hotărârea Guvernului nr. 972/2006, cu modificările şi completările ulterioare,

ministrul sănătăţii şi preşedintele Casei Naţionale de Asigurări de Sănătate emit următorul ordin:

Art. I. -Anexa nr. 2 la Ordinul ministrului sănătăţii publice şi al preşedintelui Casei Naţionale de Asigurări de Sănătate nr. 832/302/2008 privind aprobarea formularelor de prescripţie medicală cu regim special pentru medicamente cu şi fără contribuţie personală şi a Normelor metodologice privind utilizarea şi modul de completare a formularelor de prescripţie medicală cu regim special pentru medicamente cu şi fără contribuţie personală, publicat în Monitorul Oficial al României, Partea I, nr. 361 din 12 mai 2008, cu modificările şi completările ulterioare, se modifică şi se completează după cum urmează:

1. In cuprinsul anexei, sintagma „Hotărârea Guvernului nr. 367/2009 pentru aprobarea programelor naţionale de sănătate în anul 2009" se înlocuieşte cu sintagma „hotărârea Guvernului pentru aprobarea programelor naţionale de sănătate".

2. In cuprinsul anexei, sintagma „Normele tehnice de realizare a programelor naţionale de sănătate în anul 2009, aprobate prin Ordinul ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate nr. 417/431/2009" se înlocuieşte cu sintagma „normele tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate".

3. La capitolul I, punctul 4 se modifică şi va avea următorul cuprins:

„4. Prescripţiile medicale cu şi fără contribuţie personală se pot elibera de către orice farmacie care, la data eliberării prescripţiei medicale, se află în relaţie contractuală cu casa de asigurări de sănătate, respectiv de către farmaciile cu circuit închis pentru tratamentul bolnavilor cuprinşi în unele programe de sănătate cu scop curativ, conform hotărârii Guvernului pentru aprobarea programelor naţionale de sănătate şi normelor tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate."

4. La capitolul I, punctul 5 se modifică şi va avea următorul cuprins:

„5. Pe acelaşi formular de prescripţie pot fi cuprinse denumiri comune internaţionale, denumite în continuare DCI, din toate sublistele A, B şi C, conform Hotărârii Guvernului nr. 720/2008 pentru aprobarea Listei cuprinzând denumirile comune internaţionale corespunzătoare medicamentelor de care beneficiază asiguraţii, cu sau fără contribuţie personală, pe bază de prescripţie medicală, în sistemul de asigurări sociale de sănătate, cu modificările şi completările ulterioare [sublista B - mai puţin DCI-urile prescrise cu aprobarea comisiilor de la nivelul Casei Naţionale de Asigurări de Sănătate; mai puţin DCI-urile prescrise pensionarilor care realizează venituri numai din pensii de până la 700 lei/lună; secţiunea C1 - mai puţin DCI-urile prescrise în bolile cronice cu aprobarea comisiilor de la nivelul Casei Naţionale de Asigurări de Sănătate; secţiunea C2 - mai puţin DCI-urile prescrise în diabet zaharat, afecţiuni oncologice, stări posttransplant şi unele boli rare cuprinse în Programul naţional de diagnostic şi tratament pentru boli rare şi sepsis sever - P6 - mucoviscidoză (P6.4), epidermoliza buloasă (P6.2), boli neurologice degenerative/inflamatorii - scleroza laterală amiotrofică (P6.5), sindromul Prader-Willi (P6.7); secţiunea C3]."

5. La capitolul I punctul 6, subpunctul 6.1 se modifică şi va avea următorul cuprins:

„6.1. DCI-uri corespunzătoare medicamentelor specifice pentru tratamentul ambulatoriu al bolnavilor cu diabet zaharat (sublista C - secţiunea C2, Programul naţional cu scop curativ- P5 - Programul naţional de diabet zaharat, Tratamentul medicamentos al bolnavilor cu diabet zaharat); astfel, se va întocmi câte o prescripţie distinctă pentru fiecare dintre situaţiile următoare: tratamentul cu antidiabetice orale (ADO), tratamentul cu insuline + teste de automonitorizare, tratamentul mixt (ADO + insuline) + teste de automonitorizare;".

6. La capitolul I punctul 6, subpunctul 6.9 se modifică şi va avea următorul cuprins:

„6.9. DCI-uri prescrise în cadrul tratamentului pentru unele boli rare din cadrul Programului naţional de diagnostic şi tratament pentru boli rare şi sepsis sever - P6 - mucoviscidoză (P6.4), epidermoliza buloasă (P6.2), boli neurologice degenerative/inflamatorii - scleroza laterală amiotrofică (P6.5), sindromul Prader-Willi (P6.7);".

7. La capitolul I, punctul 7 se modifică şi va avea următorul cuprins:

„7. Prezenţa în formular doar a 7 poziţii pentru prescriere nu limitează drepturile asiguratului prevăzute în Contractul-cadru privind condiţiile acordării asistenţei medicale în cadrul sistemului de asigurări sociale de sănătate. In situaţiile în care, pentru afecţiunile cronice de care suferă, asiguratul are nevoie de mai mult de 7 medicamente diferite, din subliste diferite/lună, se pot elibera mai multe prescripţii medicale, cu respectarea limitelor de prescriere prevăzute de Contractul-cadru privind condiţiile acordării asistenţei medicale în cadrul sistemului asigurărilor sociale de sănătate."

8. La capitolul I punctul 10, litera d) se modifică şi va avea următorul cuprins:

,,d) achiziţia formularelor de prescripţii medicale se va face de către reprezentantul legal al furnizorului de servicii medicale sau de către delegatul acestuia, pe baza facturii."

9. La capitolul II punctul 1, litera b) se modifică şi va avea următorul cuprins:

,,b) «MF-MM» - se bifează atunci când medicul de familie prescrie medicamente pe baza scrisorii medicale comunicate de medicul de medicina muncii; reţeta eliberată de medicul de familie pe baza scrisorii medicale comunicate de medicul de medicina muncii va constitui o reţetă distinctă;".

10. La capitolul II punctul 1, litera e) se modifică şi va avea următorul cuprins:

,,e) «Aprobat comisie» - se bifează în cazul în care se prescriu medicamentele pentru care tratamentul se efectuează cu aprobarea comisiilor constituite în acest sens la nivelul caselor de asigurări de sănătate sau la nivelul Casei Naţionale de Asigurări de Sănătate, după caz. In cazul prescrierii acestor medicamente, medicul prescriptor trebuie să păstreze anexat la foaia de observaţie a pacientului/fişa pacientului (FO/RC) o copie a referatului/deciziei de aprobare, emis/emisă de comisii.

In dreptul bifei se notează: grupa de boală cronică aferentă afecţiunii care a fost aprobată de comisie (Gx), numărul şi data emiterii deciziei de aprobare.

«Semnătură medic» - se execută semnătura medicului care a emis prescripţia şi se aplică parafa acestuia."

11. La capitolul II punctul 2 litera c), subpunctul (vi) se modifică şi va avea următorul cuprins:

„(vi) se bifează «gravidă/lăuză» pentru toate persoanele gravide sau lăuze. Pentru această categorie, contravaloarea medicamentelor prescrise se suportă din fond, la nivelul preţului de referinţă, în condiţiile Contractului-cadru, indiferent dacă realizează sau nu venituri;".

12. La capitolul II punctul 2 litera c), subpunctul (vii) se modifică şi va avea următorul cuprins:

„(vii) se bifează «veteran, revoluţionar sau handicap» pentru toate persoanele care fac dovada că sunt beneficiari ai legilor speciale. Pentru aceste categorii, valoarea medicamentelor prescrise pentru tratamentul afecţiunilor specifice se suportă din fond, în condiţiile Contractului-cadru şi ale normelor metodologice de aplicare a acestuia, indiferent dacă realizează sau nu alte venituri;".

13. La capitolul II punctul 2 litera c), subpunctul (viii) se modifică şi va avea următorul cuprins:

„(viii) se bifează «PNS» pentru bolnavii cu afecţiuni incluse în programele naţionale de sănătate stabilite de Ministerul Sănătăţii, pe perioada în care sunt incluşi în program, şi se notează numărul programului/subprogramului de sănătate în care sunt incluşi;".

14. La capitolul II punctul 2 litera c), subpunctul (x) se modifică şi va avea următorul cuprins:

„(x) la rubrica «Alte categorii» se va nota:

- cifra 1, dacă este vorba de persoane beneficiare de legi speciale care nu apar menţionate distinct pe formularul de prescripţie medicală, dar care sunt menţionate distinct la art. 213 alin. (1) lit. c) din Legea nr. 95/2006 privind reforma în domeniul sănătăţii, cu modificările şi completările ulterioare, menţionându-se distinct actul normativ de care beneficiază;

- cifra 2, pentru persoanele care nu se încadrează în categoriile de asigurat menţionate pe formularul de prescripţie şi care beneficiază de nivel de compensare ca un asigurat obişnuit."

15. La capitolul II, punctul 3 se modifică şi va avea următorul cuprins:

„3. «Diagnostic» - se vor nota toate diagnosticele pacientului pentru care au fost prescrise medicamente;".

16. La capitolul II punctul 6 litera a), subpunctul (i) se modifică şi va avea următorul cuprins:

„(i) se notează, după caz: procentul corespunzător de compensare (90%, 50% sau 100% din preţul de referinţă) al medicamentelor corespunzătoare DCI-urilor din sublisteleA, B, C (secţiunea C1); procentul de compensare 90% din preţul de referinţă al medicamentelor corespunzătoare DCI-urilor din sublista B pentru pensionarii care realizează venituri numai din pensii de până la 700 lei/lună, pentru prescripţiile a căror contravaloare la nivelul preţurilor de referinţă/prescripţie este de până la nivelul prevăzut în Contractul-cadru; procentul de compensare 100% din preţul de referinţă al medicamentelor corespunzătoare DCI-urilor din sublisteleA, B, C (secţiunile C1 şi C3), conform prevederilor legale în vigoare, pentru: copii (cu vârsta sub 18 ani), tineri de la 18 ani până la 26 de ani, dacă sunt elevi, inclusiv absolvenţi de liceu până la începutul anului universitar, dar nu mai mult de 3 luni, ucenici sau studenţi, gravide/lăuze; procentul de compensare 100% din preţul de referinţă aferent sublistelor A, B, C (secţiunea C1) sau integral contravaloarea medicamentelor, dacă preţul pe unitate terapeutică este mai mic sau egal cu preţul de referinţă pentru categoriile de asiguraţi beneficiari ai legilor speciale (veterani, revoluţionari, persoane cu handicap etc); preţul de decontare pentru DCI-urile din sublista C (secţiunea C2) pentru toate categoriile de asiguraţi beneficiari de programe/subprograme naţionale de sănătate, în conformitate cu prevederile normelor tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate;".

17. La capitolul II punctul 6, litera c) se modifică şi va avea următorul cuprins:

,,c) «Cod boală» - medicul prescriptor va înscrie codul diagnosticului/diagnosticelor pentru care se face prescripţia medicamentelor, utilizând clasificarea CIM revizia a 10-a, varianta 999 coduri de boală;".

18. La capitolul II punctul 6, litera e) se modifică şi va avea următorul cuprins:

,,e) «Denumire comună internaţională/Denumire comercială/FF/Concentraţie» - se completează cu denumirea comună internaţională şi/sau denumirea comercială, conform contractului-cadru şi normelor metodologice de aplicare a acestuia, respectiv hotărârii Guvernului pentru aprobarea programelor naţionale de sănătate şi normelor tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate, însoţită de forma farmaceutică şi de concentraţie, conform listei cuprinzând denumirile comune internaţionale ale medicamentelor, aprobată prin hotărâre a Guvernului, respectiv listei medicamentelor (denumiri comerciale), aprobată prin ordin al preşedintelui Casei Naţionale de Asigurări de Sănătate, aflate în vigoare la data respectivă, modul de administrare şi cantitatea necesară tratamentului, trecută în cifre şi în litere.

Pentru testele de automonitorizare prescrise bolnavilor cu diabet zaharat insulinodependent se va specifica sintagma «teste de automonitorizare»."

19. La capitolul II punctul 6, litera e1) se modifică şi va avea următorul cuprins:

,,e1) «Cantitate» - se va specifica în cifre numărul de teste de automonitorizare prescrise, în conformitate cu prevederile normelor tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate;".

20. La capitolul II punctul 6, litera f) se modifică şi va avea următorul cuprins:

,,f) prescrierea DCI-urilor din sublista C, secţiunea C2, dacă pacientul este beneficiarul unuia dintre programele/subprogramele naţionale de sănătate, se face cu indicarea programului/subprogramului din cadrul Programului naţional cu scop curativ: P3 - Programul naţional de oncologie, P5 - Programul naţional de diabet zaharat, Tratamentul medicamentos al bolnavilor cu diabet zaharat, P9 - Programul naţional de transplant de organe, ţesuturi şi celule de origine umană (P.9.7 - Tratamentul stării posttransplantîn ambulatoriu al pacienţilor transplantaţi) şi a unor boli rare cuprinse în Programul naţional de diagnostic şi tratament pentru boli rare şi sepsis sever - P6 - mucoviscidoză (P6.4) şi epidermoliza buloasă (P6.2), boli neurologice degenerative/inflamatorii - scleroza laterală amiotrofică (P6.5), sindromul Prader-Willi (P6.7), respectiv cu indicarea programului pentru care eliberarea medicamentelor în tratamentul ambulatoriu se face prin farmaciile cu circuit închis, conform prevederilor hotărârii Guvernului pentru aprobarea programelor naţionale de sănătate şi ale normelor tehnice de realizare a programelor naţionale de sănătate, aprobate prin ordin al ministrului sănătăţii şi al preşedintelui Casei Naţionale de Asigurări de Sănătate."

21. La capitolul II, punctul 11 se modifică şi va avea următorul cuprins:

„11. «Taxare» - farmacistul va menţiona în rubrica «Denumire comercială» şi în faţa persoanei care ridică medicamentele (asigurat sau împuternicitul acestuia) medicamentele pe care le eliberează. In cazul testelor de automonitorizare, farmacia va specifica în cadrul acestei rubrici sintagma «teste de automonitorizare», iar la rubrica «Valoare compensare» va înscrie suma rezultată ca urmare a înmulţirii numărului de teste de automonitorizare eliberate cu preţul de decontare stabilit pentru un test de automonitorizare. In cazul DCI-urilor din sublista B prescrise pensionarilor care realizează venituri numai din pensii de până la 700 lei/lună, la rubrica «Valoare compensare» se vor trece pentru fiecare medicament valoarea de compensare corespunzătoare aplicării cotei de 50% din preţul de referinţă, notându-se în paranteză «CNAS», şi valoarea de compensare de 40% din preţul de referinţă, notându-se în paranteză «MS», pentru prescripţiile a căror contravaloare la nivelul preţului de referinţă este de până la nivelul prevăzut în contractul-cadru.

In rubrica «Total» din secţiunea «Taxare» se vor trece totalurile:A, B, C1,C2, C3."

22. La capitolul II, după punctul 11 se introduce un nou punct, punctul 111, cu următorul cuprins:

„111. «Contribuţie asigurat» - se menţionează valoarea contribuţiei asiguratului, conform bonului fiscal generat cu ocazia eliberării medicamentelor."

Art. II. - Prezentul ordin se publică în Monitorul Oficial al României, Partea I.

Ministrul sănătăţii,

Cseke Attila

Preşedintele Casei Naţionale de Asigurări de Sănătate,

Nicolae-Lucian Duţă


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    DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval
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    DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval
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    DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval
ANONIM a comentat Rectificare 244 2017
    DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval
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    DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $20 million. bdsfn.com@gmail.com We Offer: * Business Loan * Personal Loans or Signature Loans * Arrangements to Borrow from $10,000.00 up to $20,000,000 * Choose between 1 to 10 years repayment period. * Choose between monthly and annual repayment plan. * Flexible loan terms and conditions applied. * Interest rates as low as 1%. We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via: bdsfn.com@gmail.com Get your instant loan approval
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